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| 2004-06-29 - Weird News Wireless Flash News Financial Independence May Come On Fourth Of July | ||
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Beverly Hills, CA (WFN) -- If you need some extra cash for an Independence Day getaway this July 4, a finance expert recommends asking the boss for a "tax-free raise" before payday. Richard Krawczyk, author of "Financial Aerobics: How to Get Your Finances into Shape" (Cavalier) calls it a raise, but it's really just accessing your own income by changing your tax withholdings. Krawczyk says you can boost your take-home pay by going to your company's H.R. department, asking to fill out a new W2 form, and changing your allowances to a nine. The amount will vary depending on your salary, but Krawczyk says the average person will make a quick couple hundred bucks. Still he warns you not to leave your allowances at nine all year round, unless you don't mind owing the government a huge amount of money at the end of the year, and don't take more than nine allowances because that will raise a red flag at the IRS. He says it's perfectly legal to change your allowances back and forth every week, although he jokes, "H.R. may kill you."
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