American Express Preferred Rewards Gold Card issued by American Express
	Overall Rating Benefit Rating	Apply online for this card or read on for a full review of all the features.

In-Depth Credit Card Review

This online card application is intended for residents of the United States only. For other country options, please refer to the right hand menu bar. The American Express® Preferred Rewards Gold Card is an ideal card for those who can afford to pay in full each month to avoid accumulating credit card debt, as often can be the case with revolving balances and high interest rates. Cardholders have access to the Membership Rewards program for no additional fee. Through the rewards program, cardholders earn one point per dollar spent on all purchases. Plus, cardholders will receive 10,000 bonus points after spending $500 in three months, which is redeemable for a $100 gift card at participating merchants and retailers. Points can be redeemed for travel rewards on over 21 airlines and for many other rewards. There is no limit to the amount of points that can be earned, and points never expire. The annual fee of $125 is waived the first year. Additional services and benefits include travel accident insurance, auto rental insurance, purchase protection services, various merchant discounts, and more. Cardholders will also have access to Gold Card Events, which gives them exclusive access to tickets for select concerts, shows, sporting events, and more. Therefore, those who can afford to pay in full each month, would like to participate in the rewards program, and plan to take advantage of the many benefits and services provided by American Express® will benefit most from what the American Express® Preferred Rewards Gold Card has to offer. Most Attractive Feature: Access to rewards program for no additional fee; special discounts at participating merchants; first-year fee free; bonus points are equivalent to a $100 gift card. Least Attractive Feature: High annual fee for primary and additional cardholders. Apply Now For American Express Preferred Rewards Gold Card Note: The review of this American Express card was updated on 09/01/2009 and is believed to be accurate during the update, however, information posted may have since changed. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application

Key Card Information
Miscellaneous Rates and Terms
Credit Limits:	See Important Notations (Maximum) / See Important Notations (Minimum)
Fees Associated with this Card
Annual Fee:	$125 $125 annual fee.
Add. Cardholders:	$35
Late Payment Fee:	n/a
Cash Advance Fee:	n/a

The Rewards Program Highlights
Optional Reward:	No
Points Per Dollar:	1 Point
	Points are redeemable for travel rewards on over 21 airlines.
First Purchase Bonus:	10,000 Points***
	***Cardholders receive 10,000 bonus points after their first purchase, which is redeemable for a $100 gift card at participating merchants and retailers.

Additional Highlights of Interest

Special Card Benefits and Features Various Internet account related services. Access to Gold Card Events including exclusive tickets for select concerts, shows, major sporting events, and more in cities nationwide. Discounts on products and services at participating merchants and retailers. Return protection Purchase protection. Extended warranty for purchases. Auto rental insurance. Medical referral service. Legal referral service. Emergency cash replacement. Lost luggage insurance. Travel accident insurance. Guaranteed hotel reservations. Emergency card replacement. Year-end financial statement. Identity theft assistance. Various travel and emergency assistance services. See website for additional benefits. Important Notes Regarding This Offer This card is a charge card and the bill is paid in full each month. The card has no pre-set spending limit; however, purchases are approved based on credit record, account history, and personal resources. See website for complete terms and conditions of card usage and application disclosure.