American Express Preferred Rewards Green Card issued by American Express
	Overall Rating Benefit Rating	Apply online for this card or read on for a full review of all the features.

In-Depth Credit Card Review

This online card application is intended for residents of the United States only. For other country options, please refer to the right hand menu bar. The American Express® Preferred Rewards Green Card is an ideal card for those who can afford to pay in full each month to avoid accumulating credit card debt, as often can be the case with revolving balances and high interest rates. Cardholders have access to the Membership Rewards program for no additional fee. Through the rewards program, cardholders earn one point per dollar spent on all purchases. Plus, cardholders will receive 5,000 bonus points after their first purchase, which is redeemable for a $50 gift card. Points can be transferred to eleven frequent flyer programs at a rate of one point per mile, and points can also be redeemed for many other rewards. There is no limit to the amount of points that can be earned, and points never expire. Although there is a high annual fee of $95 for the basic card and a fee of $30 for additional cards, this fee will be waived the first year for the basic card and for up to five additional cards. This card does provide many additional services and benefits including up to $100,000 in travel accident insurance, auto rental insurance, purchase protection services, various merchant discounts, and more. Cardholders will also have access to the Global Assist® Plus Hotline, which provides them with various services when they are traveling more than 100 miles away from where they live. Therefore, those who can afford to pay in full each month, would like to participate in the rewards program, and plan to take advantage of the many benefits and services provided by American Express® will benefit most from the American Express® Preferred Rewards Green Card has to offer. Most Attractive Feature: Access to rewards program for no additional fee; special discounts at participating merchants; first year fee free. Least Attractive Feature: High annual fee for primary and additional cardholders. Apply Now For American Express Preferred Rewards Green Card Note: The review of this American Express card was updated on 04/24/2008 and is believed to be accurate during the update, however, information posted may have since changed. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application

Key Card Information
Miscellaneous Rates and Terms
Credit Limits:	See Important Notations (Maximum) / See Important Notations (Minimum)
Fees Associated with this Card
Annual Fee:	$95** **The annual fee will be waived the first year for the basic card and for up to 5 additional cards.
Add. Cardholders:	$30**
Late Payment Fee:	$0 to the greater of $35 or 2.9%
Cash Advance Fee:	3%, $5 minimum for Express Cash transactions

The Rewards Program Highlights
Optional Reward:	No
Points Per Dollar:	1 Point
	Points can be redeemed for travel certificates from 16 domestic and international airline partners. Points can also be transferred into 11 different frequent flyer programs (1 point equals 1 frequent flyer mile or frequent guest credit for most programs).
First Purchase Bonus:	5,000 Points
	Cardholders receive 5,000 bonus points after their first purchase, which is equivalent to a $50 gift card at participating merchants and retailers.

Additional Highlights of Interest

Special Card Benefits and Features Various Internet account related services. Year-end financial statement. Fraud protection. Extended warranty for purchases. Purchase protection. Medical referral services. Legal referral services. Roadside assistance. Emergency cash replacement. Lost luggage insurance. Guaranteed hotel reservations. Auto rental insurance. Up to $100,000 in travel accident insurance. Emergency card replacement. Various travel and emergency assistance services. See website for additional benefits. Important Notes Regarding This Offer This card is a charge card and the bill is paid in full each month. The card has no pre-set spending limit; however, purchases are approved based on credit record, account history, and personal resources. See website for complete terms and conditions of card usage and application disclosure.