Anne Geddes Platinum Visa Card issued by Bank of America
	Overall Rating Benefit Rating	Apply online for this card or read on for a full review of all the features.

In-Depth Credit Card Review

This online card application is intended for residents of the United States only. For other country options, please refer to the right hand menu bar. The Anne Geddes Platinum Visa® Card, issued by FIA Card Services, N.A., is designed for those with very good credit who would like to help support efforts that benefit the welfare of children while participating in the reward program. A percentage of each purchase made with the card will be donated to the Anne Geddes Philanthropic Trust for the prevention of child neglect and abuse. These donations are made at no additional cost to the cardholder. Cardholders also have the option to donate the points they earn through the reward program to the Anne Geddes Philanthropic Trust. Through the reward program, cardholders earn one point for each dollar in qualifying purchases. Cardholders receive 2,000 bonus points with their first purchase and 1,000 anniversary points each year. Points are redeemable for Anne Geddes merchandise including books, baby clothing, watches, and more. Points never expire as long as the account is active within a twelve-month period, and there is no limit to the amount of points that cardholders can earn. There is a low introductory rate that can be applied towards purchases, balances transfers, and cash advance checks for the first six billing cycles. Once the introductory rate expires, the interest rate is reasonably low for those who qualify. In addition, the card has no annual fee. The platinum card also provides members with platinum cardholder benefits such as purchase protection, auto rental insurance, and various travel and emergency assistance services. There are also several card designs that are available. Therefore, those with very good credit who qualify for the lowest rate offered, plan to take advantage of the introductory rate and the reward program, and would like to make donations to the Anne Geddes Philanthropic Trust will benefit most from what the Anne Geddes Platinum Visa® Card has to offer. Most Attractive Feature: Reward program; low introductory rate; platinum cardholder benefits; donation program; no annual fee. Least Attractive Feature: Points expire if there is no activity on the account within a one-year period. Apply Now For Anne Geddes Platinum Visa Card Note: The review of this Bank of America card was updated on 04/25/2008 and is believed to be accurate during the update, however, information posted may have since changed. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application

Key Card Information
Introductory Rates and Terms
Intro Rate:	0% APR for 6 Billing Cycles
Applied Towards:	Purchases, Balance Transfers
Details:	The introductory rate applies to the first six billing cycles. The introductory rate also applies to cash advance checks.
Miscellaneous Rates and Terms
Credit Limits:	n/a (Maximum) / $5,000 (Minimum)
Purchases APR:	APR Varies*
Cash Advance APR:	APR Varies*
Finance Config:	Average Daily Balance (including new purchases)
Grace Period:	20 Days (Min.)
Fees Associated with this Card
Annual Fee:	$0
Add. Cardholders:	$0
Late Payment Fee:	$15 on balances up to $100; $29 on balances over $100 up to $250; $39 on balances over $250
Over-the-Limit Fee:	$15 on balances up to $500; $29 on balances over $500 up to $1,000; $39 on balances over $1,000
Cash Advance Fee:	3%, $10 minimum
Balance Transfers:	None

The Rewards Program Highlights
Optional Reward:	No
Points Per Dollar:	1 Point
	Redeem points for Anne Geddes merchandise, including books, baby clothing, watches, and more.
Expiration:	None (Points will expire if there is no activity on the card within a twelve-month period.)
First Purchase Bonus:	2,000 Points
Annual Fee Bonus:	1,000 Points

Additional Highlights of Interest

Special Card Benefits and Features See website for card benefits. Important Notes Regarding This Offer See website for complete terms and conditions of card usage and application disclosure.