Rainbow Platinum Plus Visa Card issued by Bank of America
	Overall Rating Benefit Rating	Apply online for this card or read on for a full review of all the features.

In-Depth Credit Card Review

This online card application is intended for residents of the United States only. For other country options, please refer to the right hand menu bar. The Rainbow Platinum Plus® Visa® Card, issued by FIA Card Services, N.A., is designed for those with very good credit who would like to support gay and lesbian rights and participate in the WorldPoints® reward program. Through the reward program, cardholders earn one point for every dollar spent on all purchases. There is no limit to the number of points that may be earned, but points do expire in five years. Points are redeemable for air travel, car rentals, hotel stays, merchandise, gift certificates, and more. The card has a 0% introductory rate for both balance transfers and cash advance checks for the first twelve months, no annual fee, and a reasonably low fixed interest rate for purchases. Each time the card is used to make a purchase, a percentage will be donated to the non-profit Rainbow Endowment organization, which benefits causes pertaining to the lesbian and gay community. In addition to the donation program, the card also provides platinum cardholder benefits, offered by FIA Card Services, N.A., including a personal concierge service, auto rental insurance, and various travel and emergency assistance services. Therefore, those who would like to help support the Rainbow Endowment organization and plan to take advantage of the introductory offer and the reward program will benefit most from what the Rainbow Platinum Plus® Visa® Card has to offer. Most Attractive Feature: Very low fixed APR; reward program; no annual fee. Least Attractive Feature: Points expire five years after they are earned. Apply Now For Rainbow Platinum Plus Visa Card Note: The review of this Bank of America card was updated on 05/02/2008 and is believed to be accurate during the update, however, information posted may have since changed. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application

Key Card Information
Introductory Rates and Terms
Intro Rate:	0% APR for 12 Billing Cycles
Applied Towards:	Balance Transfers
Details:	The introductory rate is 0% for the first 12 billing cycles on balance transfers and cash advance checks.
Miscellaneous Rates and Terms
Credit Limits:	$100,000 (Maximum) / $2,000 (Minimum)
Purchases APR:	9.9% / 15.99%
Cash Advance APR:	19.99%
Finance Config:	Average Daily Balance (including new purchases)
Grace Period:	20 Days (Min.)
Fees Associated with this Card
Annual Fee:	$0
Add. Cardholders:	$0
Late Payment Fee:	$15 on balances up to $100; $29 on balances over $100 up to $250; $39 on balances over $250
Over-the-Limit Fee:	$15 on balances up to $500; $29 on balances over $500 up to $1,000; $39 on balances over $1,000
Cash Advance Fee:	3%, $10 minimum
Balance Transfers:	3%, $10 minimum

The Rewards Program Highlights
Optional Reward:	No
Points Per Dollar:	1 Point
	Points are redeemable for travel, merchandise, gift certificates, cash, and more.
Expiration:	5 Years

Additional Highlights of Interest

Special Card Benefits and Features Various Internet account related services. No liability for unauthorized transactions. Various travel and emergency assistant services. Auto rental insurance. Fraud and security protection services. Access to MyConcierge(SM) service. Access to electronic bill payment. Each time the card is used, a donation is made to the Rainbow Endowment to benefit causes relevant to lesbians and gays. See website for additional benefits. Important Notes Regarding This Offer The fixed APR for purchases and balance transfers varies according to the applicant\'s credit history and will be either 9.9% or 15.99%. See website for complete terms and conditions of card usage and application disclosure.