Blue from American Express issued by American Express
	Overall Rating Benefit Rating	Apply online for this card or read on for a full review of all the features.

In-Depth Credit Card Review

This online card application is intended for residents of the United States only. For other country options, please refer to the right hand menu bar. Blue from American Express® is an ideal credit card for those with good credit who already have an established credit history and are looking for a card with access to a reward program. Various American Express® services and benefits are provided with this card, such as purchase protection, auto rental insurance, a year-end financial statement, and various travel and emergency assistance services. Cardholders also have access to Blue's Membership Rewards Express(SM) program, which offers members the chance to earn points that can be redeemed for various services and products. The rewards program is by far one of the best reward programs offered in the credit card industry, due in part to the variety of rewards offered with no yearly limit and no expiration policy for earned points. This card has no annual fee and a reasonably low interest rate for purchases (for those who qualify), which makes it ideal for those who plan to occasionally carry a balance. The card has a 0% introductory rate for up to 15 months of membership that can be applied towards purchases. A 4.99% introductory rate is available on balance transfers for the life of the loan. It is important to note that the balance transfer introductory rate only applies to those who initiate a transfer when applying for the card. Therefore, those who qualify for the lowest rate offered and plan to take advantage of the additional benefits and discounts available by American Express®, especially frequent travelers who can take advantage of the Membership Rewards Express(SM) program with earned points that can be combined with various frequent flyer accounts, will benefit most from what the Blue from American Express® card has to offer. Most Attractive Feature: Access to Membership Rewards Express(SM) program; various benefits and services available to cardholders; introductory rate; no annual fee. Least Attractive Feature: Low APR may not be available to all applicants. Apply Now For Blue from American Express Note: The review of this American Express card was updated on 04/24/2008 and is believed to be accurate during the update, however, information posted may have since changed. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application

Key Card Information
Introductory Rates and Terms
Intro Rate:	0% APR for up to 15 Months
Applied Towards:	Purchases
Details:	The introductory rate for purchases varies and will be fifteen months, twelve months, or six months. A 4.99% introductory rate is available on balance transfers for the life of the loan if a transfer is submitted during the application process.
Miscellaneous Rates and Terms
Credit Limits:	$100,000 (Maximum) / $1,000 (Minimum)
Purchases APR:	10.24%
Cash Advance APR:	20.24%
Finance Config:	Average Daily Balance (including new purchases)
Grace Period:	20 Days
Fees Associated with this Card
Annual Fee:	$0
Add. Cardholders:	$0
Late Payment Fee:	$19 on balances up to $400 and $38 on balances of $400 and over
Over-the-Limit Fee:	$35
Cash Advance Fee:	3%, $5 minimum for Express Cash transactions
Balance Transfers:	3% of each balance transfer associated with this offer ($5 minimum/$99 maximum per transfer). However, future balance transfers may incur a fee as disclosed at the time of the applicable offer or transaction.

The Rewards Program Highlights
Optional Reward:	Yes
Optional Reward Annual Fee:	$0
Points Per Dollar:	1 Point
	Points earned can be redeemed for airline, hotel, merchandise and gift certificates.

Additional Highlights of Interest

Special Card Benefits and Features Access to Blue's Membership Rewards Express(SM) program for no additional annual fee. Built-in ExpressPay feature that lets cardholders make purchases without having to swipe their card. Various Internet account related services. No liability for unauthorized Internet transactions. Year-end financial statement. Return protection. Extended warranty for purchases. Purchase protection. Auto rental insurance. Emergency card replacement. Medical referral services. Legal referral services. Lost luggage insurance. Up to $100,000 in travel accident insurance. Various travel and emergency assistance services. See website for additional benefits. Important Notes Regarding This Offer Card is currently unavailable to residents of Puerto Rico. The APR for purchases varies according to the applicant's credit history and will be 4.99%, 5.99%, 8.99% or 10.99% + Prime Rate. See website for complete terms and conditions of card usage and application disclosure.