Discover® Open Road(SM) Card for Students
issued by Discover |
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Apply online for this card or
read on for a full review of all the features.
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 In-Depth Credit Card Review |
This online card application is intended for residents of the United States only. For other country options, please refer to the right hand menu bar.
The Discover® Open Road(SM) Card for Students, issued by Discover, is designed for students who would like to earn cash rewards for their gas and auto maintenance expenses.
Through the rewards program, students can earn a full 5% in cash rebates on your first $100 in gas and auto maintenance purchases each month for up to $1,200 each year. In addition, cardholders earn up to 1% for general purchases.
You will receive a 1% unlimited Cashback Bonus on all purchases after your total annual purchases exceed $3,000, and other purchases that are part of your first $3,000 will earn .25%. Rewards are redeemable in $20 increments.
Cardholders also earn a 0.25% rebate at select warehouse clubs and discount stores, and they can earn a double Cashback Bonus® when redeeming their rebates for gift certificates from participating Discover® Card Partners. There is no yearly limit to the amount of rebates that may be earned and rebates do not expire as long as the account is active within a 36-month period.
The card also provides standard benefits, including online account management, no liability for unauthorized transactions, and discounts on products and services at participating merchants and retailers.
The APR for this card is reasonable and there is no annual fee. There is also a 0% introductory APR that applies to purchases for six months.
Therefore, students who plan to use their Cashback Bonus® award at participating retailers (to earn double cash rebates) and plan to pay in full each month after the introductory rate expires (to avoid costly finance charges) will benefit most from what the Discover® Open Road(SM) Card for Students has to offer.
Most Attractive Feature: No annual fee; 0% introductory rate; rewards program.
Least Attractive Feature: Low rate not available to all applicants.
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Note: The review of this Discover card was updated on 01/28/2010 and is believed to be accurate during the update,
however, information posted may have since changed. We strongly suggest that you carefully read the Terms and
Conditions statement that accompanies the credit card application
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| Key Card Information |
| Introductory Rates and Terms |
| Intro Rate: | 0% Interest* for 6 Months |
| Applied Towards: | Purchases |
| Details: | There is a 0% introductory APR* on purchases for 6 months. See terms and conditions for complete details. | | Miscellaneous Rates and Terms |
| Credit Limits: | n/a (Maximum) |
| Purchases APR: | 14.99% | | Cash Advance APR: | 23.99% | | Finance Config: | Average Daily Balance (including new purchases) | | Grace Period: | 25 Days (Min.) | | Fees Associated with this Card |
| Annual Fee: | $0 |
| Add. Cardholders: | $0 |
| Late Payment Fee: | $19 on balances up to $250; $39 on balances over $250 |
| Over-the-Limit Fee: | $15 on balances up to $500 and $39 on balances over $500 | | Cash Advance Fee: | 5%, $10 minimum |
| Balance Transfers: | n/a |
| The Rewards Program Highlights |
| Optional Reward: | No |
| Rebate Minimum: | .25% |
| Rebate Maximum: | 5% |
| Additional Rebates: | Earn a full 5% in cash rebates on your first $100 in gas and auto maintenance purchases each month for up to $1,200 each year. |
| | Earn 1% unlimited Cashback Bonus on all purchases after your total annual purchases exceed $3,000, and other purchases that are part of your first $3,000 earn .25%. |
| Expiration: | None (Account inactivity for more than 36 months could result in the forfeiture of some or all of the Cashback Bonus®.) |
| Additional Highlights of Interest |
Special Card Benefits and Features
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Various Internet account related services.
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Fraud and security protection services.
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See website for additional benefits.
Important Notes Regarding This Offer
*See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Here" button, you can review the credit card terms and conditions on Discover’s website.
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