Chase Freedom℠ issued by Chase |
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Overall Rating

Benefit Rating
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Apply online for this card or read on for a full review of all the features.
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In-Depth Credit Card Review |
This online card application is intended for residents of the United States only. For other country options, please refer to the right hand menu bar.
The Chase FreedomSM credit card, issued by Chase, is designed for those who have good or excellent credit and who plan to take advantage of the cash rewards program.
This card offers a 0% introductory rate on purchases and balance transfers. The length of the introductory period varies based on the individual\'s application and credit history. The APR for purchases is 0% for up to 6 months, and the APR for balance transfers is 0% for up to 12 months.
Through the rewards program, cardholders earn 3% cash back in rotating categories such as gas, home improvement and department stores. Up to to 10% cash back - even up to 20% cash back at select merchants - can be earned when you shop online through Chase. Cardholders will also earn a 1% rebate for each $1 of net purchases. There are no spending tiers or earning caps, and cash rebates never expire.
Beyond the rewards program, this card offers limited cardholder benefits, such as zero liability for unauthorized transactions. The Chase FreedomSM credit card has no annual fee and a reasonable APR for purchases for those who qualify. Therefore, those who plan to take advantage of the cash rewards program will benefit most from what Chase FreedomSM has to offer.
Most Attractive Feature: Access to rewards program for no additional fee; no annual fee.
Least Attractive Feature: Higher APR for less qualifying applicants; limited benefits offered.
Note: The review of this Chase card was updated on 02/02/2010 and is believed to be accurate during the update,
however, information posted may have since changed. We strongly suggest that you carefully read the Terms and
Conditions statement that accompanies the credit card application
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| Key Card Information |
| Introductory Rates and Terms |
| Intro Rate: | 0% APR for up to 6 Months on Purchases* |
| Applied Towards: | Purchases |
| Details: | *0% APR for up to 12 Months on Balance Transfers. After that, the APR for Balance Transfers is 12.99%, 17.99%, or 22.99%. | | Miscellaneous Rates and Terms |
| Credit Limits: | n/app (Maximum) / n/app (Minimum) |
| Purchases APR: | 12.99%, 17.99%, or 22.99% | | Cash Advance APR: | 19.24% or 23.24% | | Finance Config: | Average Daily Balance (including new purchases) | | Grace Period: | 20 Days (Min.) | | Fees Associated with this Card |
| Annual Fee: | $0 n/app |
| Add. Cardholders: | n/app |
| Late Payment Fee: | $15.00 on balances up to, but not including, $100.00; $29.00 on balances of $100.00 up to, but not including, $250.00; and $39.00 on balances of $250.00 and over. |
| Over-the-Limit Fee: | $39 | | Cash Advance Fee: | 3% of the amount of the transaction, but not less than $10.00 |
| Balance Transfers: | 3% of the amount of each transaction, but not less than $5.00 |
| The Rewards Program Highlights |
| Optional Reward: | No |
| Rebate Minimum: | 1% |
| Rebate Maximum: | 20% |
| Additional Rebates: | Earn 3% cash back in rotating categories like gas, home improvement and department stores. Earn up to 20% at select merchants - when you shop online through Chase. |
| | You will earn a 1% rebate for each $1 of net purchases. |
| Additional Highlights of Interest |
Special Card Benefits and Features
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See website for additional benefits.
Important Notes Regarding This Offer
See website for complete terms and conditions of card usage and application disclosure.
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