Chase Freedom℠ issued by Chase
	Overall Rating Benefit Rating	Apply online for this card or read on for a full review of all the features.

In-Depth Credit Card Review

This online card application is intended for residents of the United States only. For other country options, please refer to the right hand menu bar. The Chase FreedomSM credit card, issued by Chase, is designed for those who have good or excellent credit and who plan to take advantage of the cash rewards program. This card offers a 0% introductory rate on purchases. The length of the introductory period varies based on the individual\'s application and credit history. Those who qualify for Elite and Premium Pricing will receive a 0% APR on purchases for the first 12 billing cycles following the opening of the account. Those who qualify for Standard Pricing will receive a 0% APR on purchases for the first 6 billing cycles of the account opening. Through the rewards program, cardholders earn 3% cash back in rotating categories such as gas, home improvement and department stores. Up to to 10% cash back - even up to 20% cash back at select merchants - can be earned when you shop online through Chase. Cardholders will also earn a 1% rebate for each $1 of net purchases. There are no spending tiers or earning caps, and cash rebates never expire. Chase FreedomSM offers a $50 cash back bonus after your first purchase. You will qualify and receive your bonus after your first purchase/first use of the card. First purchase/first use includes purchases, balance transfers, or any checks that are used to access your account, and excludes cash advances. Beyond the rewards program, this card offers limited cardholder benefits, such as zero liability for unauthorized transactions. The Chase FreedomSM credit card has no annual fee and a reasonable APR for purchases for those who qualify. Therefore, those who plan to take advantage of the cash rewards program will benefit most from what Chase FreedomSM has to offer. Most Attractive Feature: Access to rewards program for no additional fee; no annual fee. Least Attractive Feature: Higher APR for less qualifying applicants; limited benefits offered. Apply Now For Chase Freedom℠ Note: The review of this Chase card was updated on 10/22/2009 and is believed to be accurate during the update, however, information posted may have since changed. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application

Key Card Information
Introductory Rates and Terms
Intro Rate:	0% APR for up to 12 Months on Purchases*
Applied Towards:	Purchases
Details:	*The introductory APR for purchases is 0% for the first 12 billing cycles for Elite and Premium Pricing, and 0% for the first 6 billing cycles for Standard Pricing.
Miscellaneous Rates and Terms
Credit Limits:	n/app (Maximum) / n/app (Minimum)
Purchases APR:	13.24%, 18.24%, or 23.24%
Cash Advance APR:	19.24% or 23.24%
Finance Config:	Average Daily Balance (including new purchases)
Grace Period:	20 Days (Min.)
Fees Associated with this Card
Annual Fee:	$0 Data
Add. Cardholders:	n/app
Late Payment Fee:	$15.00 on balances up to, but not including, $100.00; $29.00 on balances of $100.00 up to, but not including, $250.00; and $39.00 on balances of $250.00 and over.
Over-the-Limit Fee:	$39
Cash Advance Fee:	3% of the amount of the transaction, but not less than $10.00
Balance Transfers:	3% of the amount of each transaction, but not less than $5.00

The Rewards Program Highlights
Optional Reward:	No
Rebate Minimum:	1%
Rebate Maximum:	20%
Additional Rebates:	Earn 3% cash back in rotating categories like gas, home improvement and department stores. Earn up to 20% at select merchants - when you shop online through Chase.
	You will earn a 1% rebate for each $1 of net purchases.
First Purchase Bonus:	$50
Balance Transfer Bonus:	$50
	You will receive $50 in bonus rebates with your first purchase/first use. This includes purchases, balance transfers, or any checks that are used to access your account, and excludes cash advances.

Additional Highlights of Interest

Special Card Benefits and Features See website for additional benefits. Important Notes Regarding This Offer See website for complete terms and conditions of card usage and application disclosure.