IberiaBank Visa Select Card issued by IberiaBank
	Overall Rating Benefit Rating	Apply online for this card or read on for a full review of all the features.

In-Depth Credit Card Review

This online card application is intended for residents of the United States only. For other country options, please refer to the right hand menu bar. The IberiaBank Visa® Select Card, issued by IberiaBank, is designed for those with excellent credit who may occasionally carry a balance. This credit card has an introductory fixed rate on purchases and balance transfers of 7.50% APR for the first 12 billing cycles. After the introductory period, the card offers a low ongoing variable APR. There is no transaction fee for balance transfers. The IberiaBank Visa® Select Card is designed for individuals with excellent credit. Applicants are required to be employed by their current employer for a minimum of six months. Proof of income is also required from both the applicant and co-applicant in order to complete the application. Although the IberiaBank Visa® Select Card does not offer a rewards program, it does offer access to common services and benefits, including online access to credit card information. Therefore, those with excellent credit who are looking for an average credit card, plan to occasionally carry a balance, and do not care for any extraordinary benefits or discounts will benefit most from what the IberiaBank Visa® Select Card has to offer. Most Attractive Feature: Low ongoing variable rate APR after introductory period. Least Attractive Feature: No rewards program. Apply Now For IberiaBank Visa Select Card Note: The review of this IberiaBank card was updated on 11/20/2009 and is believed to be accurate during the update, however, information posted may have since changed. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application

Key Card Information
Introductory Rates and Terms
Intro Rate:	7.50% APR for 12 Months
Applied Towards:	Purchases, Balance Transfers
Details:	7.50% APR on Purchases and Balance Transfers for the first 12 billing cycles. Applies to balance transfers processed within 3 months of account open date.
Miscellaneous Rates and Terms
Credit Limits:	n/a (Maximum)
Purchases APR:	7.50%
Cash Advance APR:	12.75%
Finance Config:	Average Daily Balance (including new purchases)
Grace Period:	25 Days
Fees Associated with this Card
Annual Fee:	$45 Some of the set-up and maintenance fees will be assessed before you begin using your card and will reduce the amount of credit you initially have available.
Add. Cardholders:	$5
Late Payment Fee:	None
Over-the-Limit Fee:	None
Cash Advance Fee:	Either $5 or 3% of the amount of each cash advance, whichever is greater (maximum fee: $100)
Balance Transfers:	None

Additional Highlights of Interest

Special Card Benefits and Features See website for additional benefits. Important Notes Regarding This Offer See website for complete terms and conditions of card usage and application disclosure.