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IberiaBank Visa Select Card
issued by IberiaBank
IberiaBank Visa Select Card Overall Rating
4.5 stars
Benefit Rating
2.5 stars
Apply online for this card or
read on for a full review of all the features.

In-Depth Credit Card Review
This online card application is intended for residents of the United States only. For other country options, please refer to the right hand menu bar.
The IberiaBank Visa® Select Card is a low interest credit card that caters to shoppers interested in a credit card that does not charge high interest fees. The card offers low interest, a low annual fee, exciting promotions and first-class card perks.

Introductory Rate. During the first year of card membership, you may not have to pay interest on your purchases. Based on the creditworthiness of the cardholder, the interest can be from 0% to 7.50%.

Balance Transfers. For the first twelve months of having your card, you can enjoy an APR as low as 1.99% during the first 12 billing cycles. This special deal applies to balance transfers that are processed during the first three months of card membership.

Low APR. After the 12 month promotion, your APR can be as little as 7.50% based on your creditworthiness and the prime rate. This offer is exclusive to the IberiaBank Visa® Select Card.

Card Features. In addition to the low APR offers, the card includes product enhancements such as auto rental collision damage waivers, roadside dispatch and travel emergency services - that way you can travel without worry.

As a card member, you are entitled to access your account at anytime, and now you can with IberiaBank's online access features. The annual fee is as low as $35 - an incredible offer! Now you can avoid high interest fees and pay a low annual fee with the IberiaBank Visa® Select Card!

Most Attractive Feature: Low ongoing variable rate APR after introductory period.
Least Attractive Feature: No rewards program.

visa Note: The review of this IberiaBank card was updated on 05/29/2012 and is believed to be accurate during the update, however, information posted may have since changed. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application

Key Card Information
Introductory Rates and Terms
Intro Rate:0.00% or 7.50% for 12 Months on Purchases or 1.99% or 7.50% for 12 billing cycles on balance transfers
Applied Towards:Purchases, Balance Transfers
Details:Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. Introductory Rate of 1.99% or 7.50% for 12 billing cycles for balance transfers.
Miscellaneous Rates and Terms
Credit Limits:$14,000 (Maximum) / $1,000 (Minimum)
Purchases APR:7.50%, 9.50% or 11.50%
Cash Advance APR:12.75%, 14.75% or 16.75%
Finance Config:Average Daily Balance (including new purchases)
Grace Period:25 Days
Fees Associated with this Card
Annual Fee:$35
Low Annual Fee of $35.00
Add. Cardholders:$5
Late Payment Fee:Up to $35
Over the Credit Limit Fee:None
Cash Advance Fee:5% (minimum fee $5, maximum $100)
Balance Transfers:3% of the transfer amount

Additional Highlights of Interest
Special Card Benefits and Features
  • See website for additional benefits.

Important Notes Regarding This Offer
See website for complete terms and conditions of card usage and application disclosure.

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IberiaBank Visa Select Card from IberiaBank. Card data and review by CardOffers, Inc. Apply for your credit card today. has financial relationships with some of the cards mentioned here, and may be compensated if consumers choose to apply for these links in the content, and ultimately sign up for them.