|IberiaBank Visa Select Card|
issued by IberiaBank
Apply online for this card or
read on for a full review of all the features.
| In-Depth Credit Card Review|
|This online card application is intended for residents of the United States only. For other country options, please refer to the right hand menu bar.|
The IberiaBank Visa® Select Card is a low interest credit card that caters to shoppers interested in a credit card that does not charge high interest fees. The card offers low interest, a low annual fee, exciting promotions and first-class card perks.
Introductory Rate. During the first year of card membership, you may not have to pay interest on your purchases. Based on the creditworthiness of the cardholder, the interest can be from 0% to 7.50%.
Balance Transfers. For the first twelve months of having your card, you can enjoy an APR as low as 1.99% during the first 12 billing cycles. This special deal applies to balance transfers that are processed during the first three months of card membership.
Low APR. After the 12 month promotion, your APR can be as little as 7.50% based on your creditworthiness and the prime rate. This offer is exclusive to the IberiaBank Visa® Select Card.
Card Features. In addition to the low APR offers, the card includes product enhancements such as auto rental collision damage waivers, roadside dispatch and travel emergency services - that way you can travel without worry.
As a card member, you are entitled to access your account at anytime, and now you can with IberiaBank's online access features. The annual fee is as low as $35 - an incredible offer! Now you can avoid high interest fees and pay a low annual fee with the IberiaBank Visa® Select Card!
Most Attractive Feature: Low ongoing variable rate APR after introductory period.
Least Attractive Feature: No rewards program.
Note: The review of this IberiaBank card was updated on 05/29/2012 and is believed to be accurate during the update,
however, information posted may have since changed. We strongly suggest that you carefully read the Terms and
Conditions statement that accompanies the credit card application
|Key Card Information|
|Introductory Rates and Terms|
|Intro Rate:||0.00% or 7.50% for 12 Months on Purchases or 1.99% or 7.50% for 12 billing cycles on balance transfers|
|Applied Towards:||Purchases, Balance Transfers|
|Details:||Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. Introductory Rate of 1.99% or 7.50% for 12 billing cycles for balance transfers.|
|Miscellaneous Rates and Terms|
|Credit Limits:||$14,000 (Maximum) / $1,000 (Minimum) |
|Purchases APR:||7.50%, 9.50% or 11.50% |
|Cash Advance APR:||12.75%, 14.75% or 16.75% |
|Finance Config:||Average Daily Balance (including new purchases)|
|Grace Period:||25 Days|
|Fees Associated with this Card|
|Annual Fee:||$35 |
Low Annual Fee of $35.00
|Late Payment Fee:||Up to $35|
|Over the Credit Limit Fee:||None|
|Cash Advance Fee:||5% (minimum fee $5, maximum $100)|
|Balance Transfers:||3% of the transfer amount|
|Additional Highlights of Interest|
Special Card Benefits and Features
See website for additional benefits.
Important Notes Regarding This Offer
See website for complete terms and conditions of card usage and application disclosure.