NCBuy Home

 
Add a Social Bookmark
  • ONLINE SHOPPER

Road and Track
  Hot Subscriptions

  • FINANCIAL
  Card Reviews
  Get the low down on
  credit card offers.

  • HAVE SOME FUN
  New Downloads
  Free games and
  demos for your PC.
Debt Management and Credit Cards Home
Facecard Prepaid MasterCard
issued by MetaBank
Facecard Prepaid MasterCard Overall Rating
4.0 stars
Benefit Rating
2.0 stars
Application
Apply online for this card or
read on for a full review of all the features.

In-Depth Credit Card Review
This online card application is intended for residents of the United States only. For other country options, please refer to the right hand menu bar.
The Facecard Prepaid MasterCard®,issued by MetaBank, is the equivalent of having a prepaid card, gift card and cash all rolled into one. This prepaid, reloadable card is a safe alternative to credit card debt, and can be used anywhere that MasterCard® is accepted, including ATMs. With the Facecard Prepaid MasterCard®, cardholders receive Prewards®, which are like coupons, put directly on their cards.

The Facecard Prepaid MasterCard® doesn\'t carry the risk of debt or overdraft fees because you cannot spend beyond what you have on the card. Reloading your card is easy. Simply transfer funds from your bank account, and they will become available within 4-7 business days. You can also have your paychecks automatically deposited to your card through direct deposit. Or put money onto your card from your credit or debit card. However, there is a maximum total balance of $2,500 allowed for this card.

The Facecard offers convenience by allowing you to manage your account online with 24/7 online account access. You can set your notification preferences and receive email and/or text message alerts about account activity.

The Facecard Prepaid MasterCard® also offers a Prewards® program. You automatically receive Prewards once you sign up for a Facecard. A preward is a digital incentive, or coupon, that is automatically added to your Facecard. Merchants in the partner network send digital incentives to your Facecard that you can enjoy at restaurants, stores, and other businesses. For example, if you have a $2 Preward for your favorite burrito place, and a burrito costs $5, only $3 will be deducted from your Facecard when you purchase a burrito.

While this card offers convenience and no set up fees, there are other fees associated with it. There is an ATM fee of $1.50 per transaction and an international purchase fee of $.50. If you choose to have your monthly statement printed and mailed to you, the cost is $2.95. Other fees include $9.95 for card replacement, a $9.95 shortage fee, a $19.99 chargeback processing fee, and a $4.95 inactive account fee.





Most Attractive Feature: Use anywhere MasterCard is accepted; Prewards Program.
Least Attractive Feature: The maximum balance on the card cannot exceed $2500.00.


mastercard Note: The review of this MetaBank card was updated on 11/10/2009 and is believed to be accurate during the update, however, information posted may have since changed. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application

Key Card Information
Introductory Rates and Terms
Intro Rate:No Introductory Rate Available
Applied Towards:None
Details:n/app
Miscellaneous Rates and Terms
Credit Limits:$2,500 (Maximum) / n/app (Minimum)
Fees Associated with this Card
Annual Fee:$0
n/app
Add. Cardholders:n/app
Late Payment Fee:n/app
Over-the-Limit Fee:$9.95
Cash Advance Fee:$1.50 ATM transaction fee

Additional Highlights of Interest
Special Card Benefits and Features
  • Earn Prewards, digital incentives (like coupons)that are automatically added to your Facecard. Merchants in the partner network send digital incentives to your Facecard for you to enjoy at their restaurant, store or place of business. You do not have to do anything to get Prewards except sign up for a Facecard.

Important Notes Regarding This Offer
See website for complete terms and conditions of card usage and application disclosure.

Credit Center
Tools and resources for managing your money.

  • Warnings and Tips
  • Exchange Rates
  • Financial Glossary
  • Financial Calculators
  • Tax Calendar

Sweepstakes

Credit Card Reviews
Honest reviews of credit cards? Imagine that.

  Airline Rewards
  Cash Rewards
  Gas Rewards
  Hotel Rewards
  Travel Rewards
  Other

  Canadian Credit

General Credit Cards
  Charge Cards
  Poor Credit
  Pre-Paid Cards
  Regular Cards
  Secured Cards
  Student Credit

Featured NO FEE Card
Apply for your FREE credit card:

The Best Offers
The top rated credit cards by category:

 
Credit Center »  

NCBuy Home  |  About NCBuy  |  Members Center  |  Contacts  |  Privacy  |  Site Map  |  Link 2 Us

Copyright © 2009 NetCent Communications, All rights reserved. Terms under which this service is provided.
Facecard Prepaid MasterCard from MetaBank. Card data and review by CardOffers, Inc. Apply for your credit card today.