Facecard Prepaid MasterCard issued by MetaBank |
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Overall Rating

Benefit Rating
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Apply online for this card or read on for a full review of all the features.
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In-Depth Credit Card Review |
This online card application is intended for residents of the United States only. For other country options, please refer to the right hand menu bar.
The Facecard Prepaid MasterCard®,issued by MetaBank, is the equivalent of having a prepaid card, gift card and cash all rolled into one. This prepaid, reloadable card is a safe alternative to credit card debt, and can be used anywhere that MasterCard® is accepted, including ATMs. With the Facecard Prepaid MasterCard®, cardholders receive Prewards®, which are like coupons, put directly on their cards.
The Facecard Prepaid MasterCard® doesn\'t carry the risk of debt or overdraft fees because you cannot spend beyond what you have on the card. Reloading your card is easy. Simply transfer funds from your bank account, and they will become available within 4-7 business days. You can also have your paychecks automatically deposited to your card through direct deposit. Or put money onto your card from your credit or debit card. However, there is a maximum total balance of $2,500 allowed for this card.
The Facecard offers convenience by allowing you to manage your account online with 24/7 online account access. You can set your notification preferences and receive email and/or text message alerts about account activity.
The Facecard Prepaid MasterCard® also offers a Prewards® program. You automatically receive Prewards once you sign up for a Facecard. A preward is a digital incentive, or coupon, that is automatically added to your Facecard. Merchants in the partner network send digital incentives to your Facecard that you can enjoy at restaurants, stores, and other businesses. For example, if you have a $2 Preward for your favorite burrito place, and a burrito costs $5, only $3 will be deducted from your Facecard when you purchase a burrito.
While this card offers convenience and no set up fees, there are other fees associated with it. There is an ATM fee of $1.50 per transaction and an international purchase fee of $.50. If you choose to have your monthly statement printed and mailed to you, the cost is $2.95. Other fees include $9.95 for card replacement, a $9.95 shortage fee, a $19.99 chargeback processing fee, and a $4.95 inactive account fee.
Most Attractive Feature: Use anywhere MasterCard is accepted; Prewards Program.
Least Attractive Feature: The maximum balance on the card cannot exceed $2500.00.
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Note: The review of this MetaBank card was updated on 11/10/2009 and is believed to be accurate during the update,
however, information posted may have since changed. We strongly suggest that you carefully read the Terms and
Conditions statement that accompanies the credit card application
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| Key Card Information |
| Introductory Rates and Terms |
| Intro Rate: | No Introductory Rate Available |
| Applied Towards: | None |
| Details: | n/app | | Miscellaneous Rates and Terms |
| Credit Limits: | $2,500 (Maximum) / n/app (Minimum) |
| Fees Associated with this Card |
| Annual Fee: | $0 n/app |
| Add. Cardholders: | n/app |
| Late Payment Fee: | n/app |
| Over-the-Limit Fee: | $9.95 | | Cash Advance Fee: | $1.50 ATM transaction fee |
| Additional Highlights of Interest |
Special Card Benefits and Features
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Earn Prewards, digital incentives (like coupons)that are automatically added to your Facecard. Merchants in the partner network send digital incentives to your Facecard for you to enjoy at their restaurant, store or place of business. You do not have to do anything to get Prewards except sign up for a Facecard.
Important Notes Regarding This Offer
See website for complete terms and conditions of card usage and application disclosure.
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