Vision Silver Prepaid MasterCard® issued by MetaBank |
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Overall Rating

Benefit Rating
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Apply online for this card or read on for a full review of all the features.
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In-Depth Credit Card Review |
This online card application is intended for residents of the United States only. For other country options, please refer to the right hand menu bar.
The Vision Silver(SM) Prepaid MasterCard®, issued by MetaBank, is ideal for people who are finding it difficult to obtain either a secured or an unsecured credit card.
Applicants will not have to go through a credit check because approval is guaranteed. With this prepaid card, cardholders fund their own credit lines, which eliminates the risk of owing creditors.
As with most prepaid cards, this card has several fees associated with usage*. To start, cardholders will be charged an activation fee of $9.95. Every month thereafter, they will be charged $3.95 monthly. For the first year, cardholders can expect to pay $57.35 for these two fees combined. There is also a $25 shortage fee, which cardholders are charged whenever their accounts go into negative territory.
Additional fees apply with ATM usage, PIN transactions, and cash advances. Please review the issuer\'s website for further details on all fees.
While this card may come with many fees, it also has a number of free features available to all cardholders. These free features include unlimited signature transactions, online access to statements, e-mail and text message alerts, and automated customer service.
The Vision Silver(SM) Prepaid MasterCard® is a good option for people who want to make electronic transactions but who don\'t want, or can\'t get, a traditional credit card.
*See terms and conditions for complete details.
Most Attractive Feature: Various free features including direct deposit; withdraw funds from ATMs; low monthly fee.
Least Attractive Feature: $25 shortage fee.
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Note: The review of this MetaBank card was updated on 04/01/2009 and is believed to be accurate during the update,
however, information posted may have since changed. We strongly suggest that you carefully read the Terms and
Conditions statement that accompanies the credit card application
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| Key Card Information |
| Miscellaneous Rates and Terms |
| Credit Limits: | $1,000 (Maximum) |
| Fees Associated with this Card |
| Annual Fee: | $0 n/app |
| Add. Cardholders: | n/app |
| Late Payment Fee: | n/app |
| Over-the-Limit Fee: | $25 shortage fee | | Cash Advance Fee: | $4.95 domestic and international |
| Additional Highlights of Interest |
Special Card Benefits and Features
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Various Internet related account services.
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FREE Transaction fees.
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FREE Online statements.
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FREE E-mail and text message alerts.
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FREE Automated customer service.
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See website for additional benefits.
Important Notes Regarding This Offer
See website for complete terms and conditions of card usage and application disclosure.
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