Capital One® No Hassle Miles(SM) Rewards - MasterCard® Excellent 1x - 2x Miles Rewards issued by Capital One |
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Apply online for this card or read on for a full review of all the features.
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In-Depth Credit Card Review |
This online card application is intended for residents of the United States only. For other country options, please refer to the right hand menu bar.
The Capital One® No Hassle Miles(SM) Rewards - MasterCard® Excellent 1x - 2x Miles Rewards is for people with excellent credit and is by far one of the best and least costly airline reward cards available.
Through the rewards program, cardholders earn 1 mile per dollar spent on all purchases and two miles for each dollar spent above $1,000. Miles are redeemable for flights on any airline with no blackout dates, cash, merchandise, and gift certificates. Miles can also be donated to participating charities.
This card has no annual fee and a reasonably low interest rate for purchases and balance transfers and also offers a 0% introductory APR on purchases until January 2010.
This card provides common platinum benefits such as emergency roadside assistance, extended warranties for purchases, and travel accident insurance. Cardholders are also eligible to receive exclusive savings: up to 40% on featured deals and 10% on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping.
Therefore, those who want an airline reward card with an interest rate that gives them the option to carry a balance may benefit most from what the Capital One® No Hassle Miles(SM) Rewards - MasterCard® Excellent 1x - 2x Miles Rewards has to offer.
Most Attractive Feature: Miles are redeemable for flights on any airline.
Least Attractive Feature: Miles cannot be combined with airline frequent flyer programs.
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Note: The review of this Capital One card was updated on 01/08/2009 and is believed to be accurate during the update,
however, information posted may have since changed. We strongly suggest that you carefully read the Terms and
Conditions statement that accompanies the credit card application
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| Key Card Information |
| Introductory Rates and Terms |
| Intro Rate: | 0% on Purchases Until January 2010 |
| Applied Towards: | Purchases |
| Miscellaneous Rates and Terms |
| Credit Limits: | $20,000 (Maximum) / $500 (Minimum) |
| Purchases APR: | 8.15% | | Cash Advance APR: | 21.15% | | Finance Config: | Average Daily Balance (including new purchases) | | Grace Period: | 25 Days | | Fees Associated with this Card |
| Annual Fee: | $0 |
| Add. Cardholders: | n/app |
| Late Payment Fee: | Balance of $0 - $99.99 = $15 fee; balance of $100 - $249.99 = $29 fee; balance of $250 or more = $39 fee |
| Over-the-Limit Fee: | None | | Cash Advance Fee: | 3% of amount of the cash advance, but not less than $10 |
| Balance Transfers: | None |
| The Rewards Program Highlights |
| Optional Reward: | No |
| Miles Per Dollar: | 1 Mile |
| Additional Miles: | Cardholders can earn 2 miles for every dollar spent above $1,000 monthly. |
| | Miles are redeemable for flights on any airline with no blackout dates, cash, merchandise, and gift certificates. Miles can also be donated to participating charities. |
| Miles Compatible with Frequent Flyer Program: | No |
| Expiration: | None (Miles do not expire for the life of the account.) |
| Additional Highlights of Interest |
Special Card Benefits and Features
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Manage your finances with a year-end summary of purchases.
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$0 fraud liability for any unauthorized use if your card is lost or stolen.
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24-Hour Travel and Emergency Assistance.
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Emergency card replacement or cash advance if your card is lost or stolen.
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See website for additional benefits.
Important Notes Regarding This Offer
This card is for applicants with Excellent Credit.
*See Capital One® important disclosures for more information.
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