Vision Premier Prepaid Visa Card issued by The Bancorp Bank
	Overall Rating Benefit Rating	Apply online for this card or read on for a full review of all the features.

In-Depth Credit Card Review

This online card application is intended for residents of the United States only. For other country options, please refer to the right hand menu bar. The Vision Premier(SM) Prepaid Visa® Card is ideal for people who are finding it difficult to obtain a secured or unsecured credit card or who are in need of another option when making purchases. Based on an identification check, applicants can be issued a personalized card. Also, cardholders will have access to a rewards program where they earn rewards at the rate of one point per dollar spent. Points are redeemable for wireless airtime minutes; 200 points = 1 minute of prepaid wireless airtime. As with any prepaid credit card, this one is not without its fees and regulations. To participate, you must pay a weekly fee of up to $0.95 unless you are on direct deposit and the weekly fee is automatically waived, and a one-time activation fee of $9.95 which can be rebated when you sign-up for direct deposit. Additionally, you'll be charged $1.95 for withdrawing cash from ATMs and $0.95 for making purchases using your PIN. Total fees can amount to at least $101.35 your first year. To keep using your prepaid card, you have to keep loading it. Reloads are free using direct deposit or can cost you up to $5 at retail locations. The good news is that Bancorp Bank offers more than 100,000 retail locations where the Vision Premier(SM) Prepaid Visa Card can be reloaded, including Western Union®, PayXone™, ACE Cash Express and MoneyGram®. With the Vision Premier(SM) Prepaid Visa®, cardholders will have access to card benefits that include the added protection of the Visa® Zero Liability policy which makes using the card safer than carrying cash. Cardholders will also have the convenience of online shopping, online bill pay, and around the clock access to millions of ATMs to get cash whenever it's needed. *See terms and conditions for complete details. Most Attractive Feature: Reward program; free direct deposit. Least Attractive Feature: Weekly fee deducted every Saturday. Apply Now For Vision Premier Prepaid Visa Card Note: The review of this The Bancorp Bank card was updated on 04/01/2009 and is believed to be accurate during the update, however, information posted may have since changed. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application

Key Card Information
Miscellaneous Rates and Terms
Credit Limits:	n/a (Maximum)
Fees Associated with this Card
Annual Fee:	$0 n/app
Add. Cardholders:	$0
Late Payment Fee:	n/app
Cash Advance Fee:	n/app

The Rewards Program Highlights
Optional Reward:	No
Optional Reward Annual Fee:	$0
Points Per Dollar:	1 Point
	Cardholders can redeem points for wireless airtime. 200 points = 1 minute of airtime.
Expiration:	n/a
Yearly Limit:	n/a

Additional Highlights of Interest

Special Card Benefits and Features Various Internet account related services. Free account balance alerts. Visa® Zero Liability policy. Free direct deposit. See website for additional benefits. Important Notes Regarding This Offer *First year fees total at least $101.35. See website for complete terms and conditions of card usage and application disclosure.