World of Warcraft Platinum Edition Visa Card issued by First National Bank of Omaha
	Overall Rating Benefit Rating	Apply online for this card or read on for a full review of all the features.

In-Depth Credit Card Review

This online card application is intended for residents of the United States only. For other country options, please refer to the right hand menu bar. Highlight: World of Warcraft Game Time Possibly the coolest card for any gamer out there, cardholders of the World of Warcraft Platinum Visa earn points on every dollar spent that can be redeemed for free online game time! Read our full review of this no annual fee card and apply online today! The World of WarCraft Platinum Edition Visa® Card, issued by First National Bank of Omaha, is designed for those with excellent credit who would like to earn points toward World of Warcraft online game time. Through the rewards program, cardholders earn one point for every dollar spent on purchases. Points are redeemable in increments of 1,500 for one month of online game time at blizzard.com. Any unused points will expire after five years. The card has no annual fee and provides cardholders with a 0% introductory rate for purchases for the first six billing cycles. The interest rate for purchases and balance transfers is above average once the introductory rate expires (for those who qualify). It is important to note that the APR for both purchases and cash advances is based on the highest Prime Rate offered over three months. This is simply another way of stating minimum caps, which results in APRs that will not go below a predetermined value. Therefore, those who are looking for the opportunity to earn World of Warcraft game time from making everyday purchases and will take advantage of the introductory offer will find the World of WarCraft Platinum Edition Visa® Card an excellent option. Most Attractive Feature: 0% introductory rate; rewards program; no annual fee. Least Attractive Feature: Minimum APR caps for all transactions. Apply Now For World of Warcraft Platinum Edition Visa Card Note: The review of this First National Bank of Omaha card was updated on 11/13/2008 and is believed to be accurate during the update, however, information posted may have since changed. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application

Key Card Information
Introductory Rates and Terms
Intro Rate:	0% APR for 6 Billing Cycles
Applied Towards:	Purchases
Miscellaneous Rates and Terms
Credit Limits:	n/a (Maximum)
Purchases APR:	As low as 13.99%* There is a minimum APR on purchases.
Cash Advance APR:	20.75% There is a minimum APR on cash advances.
Finance Config:	Average Daily Balance (including new purchases)
Grace Period:	20 Days (Min.)
Fees Associated with this Card
Annual Fee:	$0
Add. Cardholders:	$0
Late Payment Fee:	$35 if balance is less than $500; $39 if balance is $500 or more
Over-the-Limit Fee:	$39
Cash Advance Fee:	Greater of $15 or 3% (greater of $15 or 5% for cash equivalent transactions)
Balance Transfers:	Greater of $10 or 3%

The Rewards Program Highlights
Optional Reward:	No
Optional Reward Annual Fee:	$0
Points Per Dollar:	1 Point
	Points are redeemable for online game time at blizzard.com.
Expiration:	5 Years
First Purchase Bonus:	1,500

Additional Highlights of Interest

Special Card Benefits and Features See website for additional benefits. Important Notes Regarding This Offer The APR for Purchases and Balance Transfers may vary and will be the greater of 13.99% or the Index plus a Margin of 6.49%,* or the greater of 15.99% or the Index plus a Margin of 8.49%,* or the greater of 17.99% or the Index plus a Margin of 10.49% depending on how you meet our credit criteria.* The APR for Cash Advances may vary and will be the greater of 19.99% or the Index plus a Margin of 15.75% *See website for complete terms and conditions of card usage and application disclosure.