ESPN Total Access Visa Card issued by Washington Mutual
	Overall Rating Benefit Rating	Apply online for this card or read on for a full review of all the features.

In-Depth Credit Card Review

This online card application is intended for residents of the United States only. For other country options, please refer to the right hand menu bar. The ESPN Total Access Visa® Card, issued by Washington Mutual, is designed for sports enthusiasts with average credit who want to take advantage of the free ESPN Total Access Rewards program. Through the rewards program, cardholders earn five points for every $1 spent on ESPN purchases from ESPN Shop, ESPN Zones, ESPN Sports Concierge Service, and more. They also earn one point for every $1 spent on all other purchases. Points can be redeemed for tickets and VIP access to sporting events, sports merchandise and collectibles, retail, dining, and travel rewards through the ESPN Total Access Rewards program. Cardholders will earn 2,500 bonus points after their first purchase within one year, and rewards start at just 2,500 points. The card has a 0% introductory APR for the first 6 billing cycles on purchases and balance transfers, and the balance transfer fee is waived for balances transferred within the first 90 days of account opening. The APR is below average after the introductory rate expires, and the card has no annual fee. Cardholders will have access to additional benefits and services including the free ESPN Sports Concierge Service, which helps cardholders buy hard-to-get tickets, arrange travel to sporting events, or create their own ultimate fan experience. Overall, the ESPN Total Access Visa® Card is an excellent option for sports fans who want to take advantage of the interest-free introductory offer while earning rewards through the ESPN Total Access Rewards program. Most Attractive Feature: 0% introductory offer; access to rewards program; bonus points; no annual fee. Least Attractive Feature: Higher APR for less qualifying applicants; uses "Two-Cycle Average Daily Balance" method when determining finance charges. Apply Now For ESPN Total Access Visa Card Note: The review of this Washington Mutual card was updated on 04/23/2008 and is believed to be accurate during the update, however, information posted may have since changed. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application

Key Card Information
Introductory Rates and Terms
Intro Rate:	0% APR for 6 Months
Applied Towards:	Purchases, Balance Transfers
Details:	There is a 0% introductory APR on purchases and balance transfers for the first six billing cycles.
Miscellaneous Rates and Terms
Credit Limits:	n/a (Maximum)
Purchases APR:	9.24% There is a minimum APR on purchases.
Cash Advance APR:	23.99% There is a minimum APR on cash advances.
Finance Config:	Two Cycles Average Daily Balance (including new purchases)
Grace Period:	25 Days (Min.)
Fees Associated with this Card
Annual Fee:	$0
Add. Cardholders:	$0
Late Payment Fee:	$19 if balance is less than $200; $39 if balance is $200 or more
Over-the-Limit Fee:	$35
Cash Advance Fee:	3%, $10 minimum
Balance Transfers:	There is no fee for balance transfers within the first 90 days of account opening. However, future balance transfers may incur a fee of 3%, $5 minimum, $75 maximum.

The Rewards Program Highlights
Optional Reward:	No
Points Per Dollar:	1 Point
Additional Points:	Earn 5 points for every $1 spent on purchases from ESPN, including ESPN Shop, ESPN Zones, ESPN Sports Concierge Service, and more. Earn 1 point for every $1 spent on all other purchases.
	Points can be redeemed for tickets and VIP access to sporting events, sports merchandise and collectibles, retail, dining, and travel rewards through the ESPN Total Access Rewards program, and rewards start at just 2,500 points.
Expiration:	Points will expire if the account is not used to generate points for 35 consecutive billing cycles.
Yearly Limit:	500,000 Points
First Purchase Bonus:	2,500 Points
	Earn 2,500 bonus points after making the first purchase on the card within one year.

Additional Highlights of Interest

Special Card Benefits and Features The free ESPN Sports Concierge Service helps cardholders buy hard-to-get tickets, arrange travel to sporting events, or create their own ultimate fan experience. Credit score access. Various Internet account related services. Lost and stolen card reporting. No liability for unauthorized transactions. See website for additional benefits. Important Notes Regarding This Offer The APR for purchases and balance transfers varies according to the applicant\'s credit history and may range from 3.99% to 17.99% + Prime Rate. The minimum APR for purchases will not be lower than the APR when the account was opened. The APR for cash advances is equal to the greater of 17.99% + Prime Rate or 23.99%. See website for complete terms and conditions of card usage and application disclosure.