Bank of America Secured Visa Platinum Card issued by Bank of America
	Overall Rating Benefit Rating	Apply online for this card or read on for a full review of all the features.

In-Depth Credit Card Review

This online card application is intended for residents of the United States only. For other country options, please refer to the right hand menu bar. The Bank of America Secured Visa® Platinum Card issued by Bank of America, is designed for those with limited or poor credit who may have difficulty in obtaining a standard unsecured credit card. There is an annual fee of $29, which is average for a secured card. Although the APR applied to purchases is average for a secured card, this card does not charge an application fee or a transaction fee for purchases, which are favorable benefits. Most often, secured credit cards do not have any additional perks or benefits; however, this card does provide several benefits, including auto rental insurance, travel and emergency assistance, and Total Security Protection®. Perhaps the best benefit is the option to receive convenience checks at no extra charge. The card also offers access to the Photo Expressions®. Therefore, those who can afford to pay in full each month (to avoid finance charges) and can afford the $300 minimum deposit will benefit most from what the Bank of America Secured Visa® Platinum Card has to offer. Most Attractive Feature: No application fee; low minimum deposit required; low introductory offer. Least Attractive Feature: Annual fee. Apply Now For Bank of America Secured Visa Platinum Card Note: The review of this Bank of America card was updated on 04/25/2008 and is believed to be accurate during the update, however, information posted may have since changed. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application

Key Card Information
Miscellaneous Rates and Terms
Credit Limits:	$10,000 (Maximum) / $300 (Minimum)
Purchases APR:	16.24%
Cash Advance APR:	21.24%
Finance Config:	Average Daily Balance (including new purchases)
Grace Period:	20 Days (Min.)
Fees Associated with this Card
Annual Fee:	$29
Add. Cardholders:	$0
Late Payment Fee:	$35
Over-the-Limit Fee:	$35
Cash Advance Fee:	4, $5 minimum (5%, $25 minimum for cash equivalent transactions)
Balance Transfers:	4%, $10 minimum, $90 maximum

Additional Highlights of Interest

Special Card Benefits and Features Various Internet account related services. No liability for unauthorized transactions. Various travel and emergency assistant services. Auto rental insurance. Purchase replacement. Purchase protection. Access to Photo Expressions®. See website for additional benefits. Important Notes Regarding This Offer Cardholders may qualify for an unsecured card at a later date, based on credit and payment history. See website for complete terms and conditions of card usage and application disclosure.