Capital One® Classic Platinum - Visa® issued by Capital One |
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Overall Rating

Benefit Rating
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Apply online for this card or read on for a full review of all the features.
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In-Depth Credit Card Review |
This online card application is intended for residents of the United States only. For other country options, please refer to the right hand menu bar.
The Capital One® Classic Platinum - Visa® card is an excellent option for those with a limited credit history.
This card offers a 0% introductory rate on purchases until October 2008, and the interest rate is reasonable thereafter. Plus, the annual fee is only $19.
This card provides common platinum benefits such as emergency roadside assistance, extended warranties for purchases, and travel accident insurance. Cardholders are also eligible to receive exclusive savings: up to 40% on featured deals and 10% on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping.
Therefore, those with a limited credit history who would like to take advantage of the 0% introductory offer and the reasonable interest rate thereafter will benefit most from what the
Capital One® Classic Platinum - Visa® card has to offer.
Most Attractive Feature: 0% introductory rate.
Least Attractive Feature: No rewards program.
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Note: The review of this Capital One card was updated on 05/07/2008 and is believed to be accurate during the update,
however, information posted may have since changed. We strongly suggest that you carefully read the Terms and
Conditions statement that accompanies the credit card application
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| Key Card Information |
| Introductory Rates and Terms |
| Intro Rate: | 0% on Purchases until October 2008 |
| Applied Towards: | Purchases |
| Details: | A 0% introductory rate is available on purchases until October 2008. See terms and conditions for complete details. | | Miscellaneous Rates and Terms |
| Credit Limits: | $3,000 (Maximum) / $300 (Minimum) |
| Purchases APR: | 12.9% | | Cash Advance APR: | 20.9% | | Finance Config: | Average Daily Balance (including new purchases) | | Grace Period: | 25 Days | | Fees Associated with this Card |
| Annual Fee: | $19 |
| Add. Cardholders: | $0 |
| Late Payment Fee: | Balance of $0 - $99.99 = $15 fee; balance of $100 - $249.99 = $29 fee; balance of $250 or more = $39 fee |
| Over-the-Limit Fee: | $39 | | Cash Advance Fee: | 3% of amount of the cash advance, but not less than $10. |
| Balance Transfers: | None |
| Additional Highlights of Interest |
Special Card Benefits and Features
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24-Hour Roadside Assistance with lock-out service, towing, and flat repair.
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Emergency card replacement or cash advance if your card is lost or stolen.
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$100,000 Worldwide Automatic Travel Accident Insurance.
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Collision, Damage, and Loss Insurance on rental cars.
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Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping.
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See website for additional benefits.
Important Notes Regarding This Offer
*See Capital One® important disclosures for more information. |
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