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Debt Management and Credit Cards Home
IberiaBank Visa Gold Cash Back Rewards Card
issued by IberiaBank
IberiaBank Visa Gold Cash Back Rewards Card Overall Rating
5.0 stars
Benefit Rating
3.5 stars
Apply online for this card or
read on for a full review of all the features.

In-Depth Credit Card Review
This online card application is intended for residents of the United States only. For other country options, please refer to the right hand menu bar.
The IberiaBank Visa® Gold Cash Back Rewards Card issued by IberiaBank is a cash rewards credit card that gives members a low variable rate. The APR will be determined by creditworthiness and will vary based on market conditions.

Balance transfers with this no annual fee card that you enact within the first three months of opening your account will enjoy an even lower APR of 1.99% as an introductory rate for the first 6 billing cycles. This lower rate will be fixed, and won't change during your introductory period.

Qualifying purchases earn you cash back rewards - specifically, a 1% cash back credit. There is also no limit on cash back credits and no expiration date on eligibility, provided your account remains in good standing.

It also gives you confidence and purchase power: In the event that something unplanned or unfortunate occurs, as a cardholder you're covered with travel accident coverage up to $500,000.

Keeping track of your credit card account is also easy, as the IberiaBank Visa® Gold Cash Back Rewards Card provides safe, convenient online access to your credit card account information.

Whether you're a frequent traveler, or simply just searching for a great benefit filled credit card, adding the IberiaBank Visa® Gold Cash Back Rewards Card to your financial portfolio means having a card that you can use anywhere that Visa is accepted.

Most Attractive Feature: Low APR for those who qualify; No yearly limit or expiration on rebates.
Least Attractive Feature: Minimal benefits offered.

visa Note: The review of this IberiaBank card was updated on 03/29/2012 and is believed to be accurate during the update, however, information posted may have since changed. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application

Key Card Information
Introductory Rates and Terms
Intro Rate:1.99% APR for 6 Billing Cycles
Applied Towards:Balance Transfers
Details:Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of the account open date.
Miscellaneous Rates and Terms
Credit Limits:$14,000 (Maximum) / $1,000 (Minimum)
Purchases APR:9.25%, 12.25%, or 15.25%*
Cash Advance APR:14.75%, 18.25%, or 21.25%*
Finance Config:Average Daily Balance (including new purchases)
Grace Period:25 Days
Fees Associated with this Card
Annual Fee:$0
Additional card fee is $5 per occurrence.
Add. Cardholders:$5
Late Payment Fee:Up to $35
Over the Credit Limit Fee:None
Cash Advance Fee:5% of the amount of the advance, but not less than $5.00, no more than $100.00.
Balance Transfers:2% of the transfer amount

The Rewards Program Highlights
Optional Reward:No
Rebate Minimum:1%
Rebate Maximum:1%
  Earn 1% in Cash Back Credits for every $1.00 of qualifying credit card purchases

Additional Highlights of Interest
Special Card Benefits and Features
  • Various Internet account related services.
  • Lost and stolen card reporting.
  • Up to $500,000 in travel accident insurance.
  • See website for additional benefits.

Important Notes Regarding This Offer
*This APR may vary with the market based on the Prime Rate. See website for complete terms and conditions of card usage and application disclosure.

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IberiaBank Visa Gold Cash Back Rewards Card from IberiaBank. Card data and review by CardOffers, Inc. Apply for your credit card today. has financial relationships with some of the cards mentioned here, and may be compensated if consumers choose to apply for these links in the content, and ultimately sign up for them.