IberiaBank Visa Gold Cash Back Rewards Card
issued by IberiaBank |
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Benefit Rating
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Apply online for this card or
read on for a full review of all the features.
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 In-Depth Credit Card Review |
This online card application is intended for residents of the United States only. For other country options, please refer to the right hand menu bar.
The IberiaBank Visa® Gold Cash Back Rewards Card, issued by IberiaBank, is designed for those with good credit who would like to take advantage of the cash rewards program.
Through the rewards program, cardholders earn a 1% cash back credit on all qualifying purchases. There is no limit to the amount of rebates cardholders may earn, and rebates do not expire for the life of the account.
The card has no annual fee and the interest rate for purchases is reasonably low for a rewards card (for those who qualify). Plus, the card offers a low introductory rate on balance transfers submitted during the first three months for the first six months of membership.
In addition to the cash rebate, cardholders have access to common gold benefits, such as up to $500,000 in travel accident insurance, lost and stolen card reporting, and various online account services.
Therefore, those who qualify for the lowest rate offered, do not want to pay an annual fee, and plan to take advantage of the cash rebate program will benefit most from what the IberiaBank Visa® Gold Cash Back Rewards Card has to offer.
Most Attractive Feature: Low APR for those who qualify; No yearly limit or expiration on rebates.
Least Attractive Feature: Minimal benefits offered.
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Note: The review of this IberiaBank card was updated on 07/14/2009 and is believed to be accurate during the update,
however, information posted may have since changed. We strongly suggest that you carefully read the Terms and
Conditions statement that accompanies the credit card application
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| Key Card Information |
| Introductory Rates and Terms |
| Intro Rate: | 1.99% APR for 6 Months |
| Applied Towards: | Balance Transfers |
| Details: | Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of the account open date. | | Miscellaneous Rates and Terms |
| Credit Limits: | n/a (Maximum) |
| Purchases APR: | 8.25%-14.25%* | | Cash Advance APR: | 13.75%-20.25%* | | Finance Config: | Average Daily Balance (including new purchases) | | Grace Period: | 25 Days | | Fees Associated with this Card |
| Annual Fee: | $0 |
| Add. Cardholders: | $0 |
| Late Payment Fee: | None |
| Over-the-Limit Fee: | None | | Cash Advance Fee: | 5% of the amount of the advance, but not less than $5.00, no more than $100.00. |
| Balance Transfers: | 2% of transfer amount |
| The Rewards Program Highlights |
| Optional Reward: | No |
| Rebate Minimum: | 1% |
| Rebate Maximum: | 1% |
| | Earn 1% in Cash Back Credits for every $1.00 of qualifying credit card purchases |
| Additional Highlights of Interest |
Special Card Benefits and Features
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Various Internet account related services.
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Lost and stolen card reporting.
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Up to $500,000 in travel accident insurance.
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See website for additional benefits.
Important Notes Regarding This Offer
*This APR may vary with the market based on the Prime Rate.
See website for complete terms and conditions of card usage and application disclosure.
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