|IberiaBank Visa Gold Cash Back Rewards Card|
issued by IberiaBank
Apply online for this card or
read on for a full review of all the features.
| In-Depth Credit Card Review|
|This online card application is intended for residents of the United States only. For other country options, please refer to the right hand menu bar.|
The IberiaBank Visa® Gold Cash Back Rewards Card issued by IberiaBank is a cash rewards credit card that gives members a low variable rate. The APR will be determined by creditworthiness and will vary based on market conditions.
Balance transfers with this no annual fee card that you enact within the first three months of opening your account will enjoy an even lower APR of 1.99% as an introductory rate for the first 6 billing cycles. This lower rate will be fixed, and won't change during your introductory period.
Qualifying purchases earn you cash back rewards - specifically, a 1% cash back credit. There is also no limit on cash back credits and no expiration date on eligibility, provided your account remains in good standing.
It also gives you confidence and purchase power: In the event that something unplanned or unfortunate occurs, as a cardholder you're covered with travel accident coverage up to $500,000.
Keeping track of your credit card account is also easy, as the IberiaBank Visa® Gold Cash Back Rewards Card provides safe, convenient online access to your credit card account information.
Whether you're a frequent traveler, or simply just searching for a great benefit filled credit card, adding the IberiaBank Visa® Gold Cash Back Rewards Card to your financial portfolio means having a card that you can use anywhere that Visa is accepted.
Most Attractive Feature: Low APR for those who qualify; No yearly limit or expiration on rebates.
Least Attractive Feature: Minimal benefits offered.
Note: The review of this IberiaBank card was updated on 03/29/2012 and is believed to be accurate during the update,
however, information posted may have since changed. We strongly suggest that you carefully read the Terms and
Conditions statement that accompanies the credit card application
|Key Card Information|
|Introductory Rates and Terms|
|Intro Rate:||1.99% APR for 6 Billing Cycles|
|Applied Towards:||Balance Transfers|
|Details:||Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of the account open date.|
|Miscellaneous Rates and Terms|
|Credit Limits:||$14,000 (Maximum) / $1,000 (Minimum) |
|Purchases APR:||9.25%, 12.25%, or 15.25%* |
|Cash Advance APR:||14.75%, 18.25%, or 21.25%* |
|Finance Config:||Average Daily Balance (including new purchases)|
|Grace Period:||25 Days|
|Fees Associated with this Card|
|Annual Fee:||$0 |
Additional card fee is $5 per occurrence.
|Late Payment Fee:||Up to $35|
|Over the Credit Limit Fee:||None|
|Cash Advance Fee:||5% of the amount of the advance, but not less than $5.00, no more than $100.00. |
|Balance Transfers:||2% of the transfer amount|
|The Rewards Program Highlights|
| ||Earn 1% in Cash Back Credits for every $1.00 of qualifying credit card purchases|
|Additional Highlights of Interest|
Special Card Benefits and Features
Various Internet account related services.
Lost and stolen card reporting.
Up to $500,000 in travel accident insurance.
See website for additional benefits.
Important Notes Regarding This Offer
*This APR may vary with the market based on the Prime Rate.
See website for complete terms and conditions of card usage and application disclosure.