IberiaBank Visa Platinum Rewards Card issued by IberiaBank
	Overall Rating Benefit Rating	Apply online for this card or read on for a full review of all the features.

In-Depth Credit Card Review

This online card application is intended for residents of the United States only. For other country options, please refer to the right hand menu bar. The IberiaBank Visa® Platinum Rewards Card is a rewards credit card that specializes in low interest rates and unique rewards. When you sign up for this card you get all the things people want in a credit card along with online access, travel insurance and redemption options. Earn 18,000 yearly bonus points. Cardholders may earn up to 18,000 bonus points in the first year of account ownership. Low APR on Purchases. One of the great things about the card offer is that you can make purchases and not pay high interest. The interest rate is based on the prime rate and your credit worthiness, and the interest charge will be no less than fifty cents. The APR can be as low as 9.25%. Balance Transfers. You can even transfer some of your existing credit card balances over to your new low interest credit cards and pay an extremely low APR of 1.99% for the first six months of card membership if you process the transfer during the first three months. After that, the purchase APR will apply. Rewards. For every qualifying purchase you make, you will receive points. Once you are ready to redeem, you can choose from exclusive hotel stays, special gifts, and unique experiences. Rewards include recreational activities, electronics, home furnishings, personal items that you use everyday and travel. Plus, earn 2X, 3X or 4X ScoreMore™ Earn Bonus Points at participating retailers and in-store. Perks. Aside from the low APR and special rewards, you can be eligible for card features such as travel accident coverage up to $1,000,000 and online account access. Now you can manage your account from anywhere at anytime - that way you are always in the know when it comes to your credit card. Are you ready for a credit card that give your rewards and never charges you a high interest rate? If you answered yes, you should apply for the IberiaBank Visa® Platinum Rewards Card - it's everything that you've been looking for. Most Attractive Feature: Reasonably low APR for those who qualify; No annual fee. Least Attractive Feature: Limited benefits offered. Apply Now For IberiaBank Visa Platinum Rewards Card Note: The review of this IberiaBank card was updated on 09/06/2012 and is believed to be accurate during the update, however, information posted may have since changed. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application

Key Card Information
Introductory Rates and Terms
Intro Rate:	1.99% APR for 6 Billing Cycles
Applied Towards:	Balance Transfers
Details:	Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.
Miscellaneous Rates and Terms
Credit Limits:	$14,000 (Maximum) / $1,000 (Minimum)
Purchases APR:	9.25%, 12.25%, or 15.25%*
Cash Advance APR:	14.75%, 18.25%, or 21.25%*
Finance Config:	Average Daily Balance (including new purchases)
Grace Period:	25 Days
Fees Associated with this Card
Annual Fee:	$0 Additional card fee is $5 per occurrence.
Add. Cardholders:	$5
Late Payment Fee:	Up to $35
Over the Credit Limit Fee:	None
Cash Advance Fee:	5% of the amount of the advance, but not less than $5.00, no more than $100.00
Balance Transfers:	2% of the transfer amount

The Rewards Program Highlights
Optional Reward:	No
Points Per Dollar:	1 Point
	Points are redeemable for hotel, gift or merchandise rewards.
Expiration:	n/a
Yearly Limit:	n/a
Other Bonus:	Up to 18,000 bonus points
	Cardholders may earn up to 18,000 bonus points in the first year of account ownership. Earn Bonus Points - 2X, 3X, 4X or more at participating retailers online and in-store.

Additional Highlights of Interest

Special Card Benefits and Features Various Internet account related services. Lost and stolen card reporting. Up to $1,000,000 in travel accident insurance. See website for additional benefits. Important Notes Regarding This Offer *This APR may vary with the market based on the Prime Rate. See website for complete terms and conditions of card usage and application disclosure.