IberiaBank Visa Platinum Rewards Card issued by IberiaBank
	Overall Rating Benefit Rating	Apply online for this card or read on for a full review of all the features.

In-Depth Credit Card Review

This online card application is intended for residents of the United States only. For other country options, please refer to the right hand menu bar. The IberiaBank Visa® Platinum Rewards Card, issued by IberiaBank, is ideal for those with very good credit who plan to take advantage of the rewards program offered. Through the rewards program, cardholders earn one point per dollar spent on qualifying purchases. Points are redeemable for merchandise, travel and gift certificates to participating restaurants and merchants. There is no annual fee for the ScoreCard® Bonus Points Program. In addition, the card offers a low introductory rate on balance transfers submitted during the first three months for the first six months of membership. Aside from the rewards program, cardholders can expect common benefits, such as up to $1,000,000 in travel accident insurance, lost and stolen card reporting, and various online account services. Therefore, those who qualify for the lowest rate offered, do not want to pay an annual fee, and plan to take advantage of the rewards program will benefit most from what the IberiaBank Visa® Platinum Rewards Card has to offer. Most Attractive Feature: Reasonably low APR for those who qualify; No annual fee. Least Attractive Feature: Limited benefits offered. Apply Now For IberiaBank Visa Platinum Rewards Card Note: The review of this IberiaBank card was updated on 07/14/2009 and is believed to be accurate during the update, however, information posted may have since changed. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application

Key Card Information
Introductory Rates and Terms
Intro Rate:	1.99% APR for 6 Months
Applied Towards:	Balance Transfers
Details:	Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.
Miscellaneous Rates and Terms
Credit Limits:	n/a (Maximum)
Purchases APR:	9.75%-16.25%*
Cash Advance APR:	13.75%-20.25%*
Finance Config:	Average Daily Balance (including new purchases)
Grace Period:	25 Days
Fees Associated with this Card
Annual Fee:	$0
Add. Cardholders:	$0
Late Payment Fee:	None
Over-the-Limit Fee:	None
Cash Advance Fee:	5% of the amount of the advance, but not less than $5.00, no more than $100.00
Balance Transfers:	2% of transfer amount

The Rewards Program Highlights
Optional Reward:	No
Points Per Dollar:	1 Point
	Points are redeemable for hotel, gift or merchandise rewards.
Expiration:	n/a
Yearly Limit:	n/a

Additional Highlights of Interest

Special Card Benefits and Features Various Internet account related services. Lost and stolen card reporting. Up to $1,000,000 in travel accident insurance. See website for additional benefits. Important Notes Regarding This Offer *This APR may vary with the market based on the Prime Rate. See website for complete terms and conditions of card usage and application disclosure.