NCBuy Home

Add a Social Bookmark

Hot Rod
  Hot Subscriptions

  Card Reviews
  Get the low down on
  credit card offers.

  New Downloads
  Free games and
  demos for your PC.
Debt Management and Credit Cards Home
IberiaBank Visa Platinum Rewards Card
issued by IberiaBank
IberiaBank Visa Platinum Rewards Card Overall Rating
4.5 stars
Benefit Rating
3.5 stars
Apply online for this card or
read on for a full review of all the features.

In-Depth Credit Card Review
This online card application is intended for residents of the United States only. For other country options, please refer to the right hand menu bar.
The IberiaBank Visa® Platinum Rewards Card is a rewards credit card that specializes in low interest rates and unique rewards. When you sign up for this card you get all the things people want in a credit card along with online access, travel insurance and redemption options.

Earn 18,000 yearly bonus points. Cardholders may earn up to 18,000 bonus points in the first year of account ownership.

Low APR on Purchases. One of the great things about the card offer is that you can make purchases and not pay high interest. The interest rate is based on the prime rate and your credit worthiness, and the interest charge will be no less than fifty cents. The APR can be as low as 9.25%.

Balance Transfers. You can even transfer some of your existing credit card balances over to your new low interest credit cards and pay an extremely low APR of 1.99% for the first six months of card membership if you process the transfer during the first three months. After that, the purchase APR will apply.

Rewards. For every qualifying purchase you make, you will receive points. Once you are ready to redeem, you can choose from exclusive hotel stays, special gifts, and unique experiences. Rewards include recreational activities, electronics, home furnishings, personal items that you use everyday and travel. Plus, earn 2X, 3X or 4X ScoreMore™ Earn Bonus Points at participating retailers and in-store.

Perks. Aside from the low APR and special rewards, you can be eligible for card features such as travel accident coverage up to $1,000,000 and online account access. Now you can manage your account from anywhere at anytime - that way you are always in the know when it comes to your credit card.

Are you ready for a credit card that give your rewards and never charges you a high interest rate? If you answered yes, you should apply for the IberiaBank Visa® Platinum Rewards Card - it's everything that you've been looking for.

Most Attractive Feature: Reasonably low APR for those who qualify; No annual fee.
Least Attractive Feature: Limited benefits offered.

visa Note: The review of this IberiaBank card was updated on 09/06/2012 and is believed to be accurate during the update, however, information posted may have since changed. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application

Key Card Information
Introductory Rates and Terms
Intro Rate:1.99% APR for 6 Billing Cycles
Applied Towards:Balance Transfers
Details:Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.
Miscellaneous Rates and Terms
Credit Limits:$14,000 (Maximum) / $1,000 (Minimum)
Purchases APR:9.25%, 12.25%, or 15.25%*
Cash Advance APR:14.75%, 18.25%, or 21.25%*
Finance Config:Average Daily Balance (including new purchases)
Grace Period:25 Days
Fees Associated with this Card
Annual Fee:$0
Additional card fee is $5 per occurrence.
Add. Cardholders:$5
Late Payment Fee:Up to $35
Over the Credit Limit Fee:None
Cash Advance Fee:5% of the amount of the advance, but not less than $5.00, no more than $100.00
Balance Transfers:2% of the transfer amount

The Rewards Program Highlights
Optional Reward:No
Points Per Dollar:1 Point
  Points are redeemable for hotel, gift or merchandise rewards.
Yearly Limit:n/a
Other Bonus:Up to 18,000 bonus points
  Cardholders may earn up to 18,000 bonus points in the first year of account ownership. Earn Bonus Points - 2X, 3X, 4X or more at participating retailers online and in-store.

Additional Highlights of Interest
Special Card Benefits and Features
  • Various Internet account related services.
  • Lost and stolen card reporting.
  • Up to $1,000,000 in travel accident insurance.
  • See website for additional benefits.

Important Notes Regarding This Offer
*This APR may vary with the market based on the Prime Rate. See website for complete terms and conditions of card usage and application disclosure.

Credit Center
Tools and resources for managing your money.

  • Warnings and Tips
  • Exchange Rates
  • Financial Glossary
  • Financial Calculators
  • Tax Calendar


Credit Card Reviews
Honest reviews of credit cards? Imagine that.

  Airline Rewards
  Cash Rewards
  Gas Rewards
  Hotel Rewards
  Travel Rewards

  Canadian Credit

General Credit Cards
  Charge Cards
  Poor Credit
  Pre-Paid Cards
  Regular Cards
  Secured Cards
  Student Credit

Featured NO FEE Card
Apply for your FREE credit card:

The Best Offers
The top rated credit cards by category:

Cash Rewards
IberiaBank Visa Gold Cash Back Rewards Card
Travel Rewards
Automotive Rewards
CAA-Quebec MasterCard credit card
Applied Bank Visa Business Card
Poor Credit
Horizon Gold Card
IberiaBank Visa Classic Card
Credit Center »  

NCBuy Home  |  About NCBuy  |  Contacts  |  Privacy  |  Site Map  |  Link 2 Us

Copyright © 2016 NetCent Communications, All rights reserved. Terms under which this service is provided.
IberiaBank Visa Platinum Rewards Card from IberiaBank. Card data and review by CardOffers, Inc. Apply for your credit card today. has financial relationships with some of the cards mentioned here, and may be compensated if consumers choose to apply for these links in the content, and ultimately sign up for them.