Capital One® Standard Platinum for Students issued by Capital One |
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Overall Rating

Benefit Rating
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Apply online for this card or read on for a full review of all the features.
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In-Depth Credit Card Review |
This online card application is intended for residents of the United States only. For other country options, please refer to the right hand menu bar.
The Capital One® Standard Platinum Card for Students is for those students with a limited credit history who are not looking for any rewards.
Although there are no rewards, this card provides platinum benefits and services including 24/7 customer support, extended warranties for purchases, and $0 fraud liability. Cardholders will also be eligible to receive exclusive savings: up to 40% on featured deals and 10% on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping.
This card has no annual fee, a 0% introductory rate that can be applied to purchases until October 2008, and an above average interest rate for purchases and balance transfers once the introductory rate expires.
Therefore, students with limited credit history who are not looking for any rewards and will make use of the additional services will benefit most from what the
Capital One® Standard Platinum card for Students has to offer.
Most Attractive Feature: Common platinum benefits.
Least Attractive Feature: No reward program.
Note: The review of this Capital One card was updated on 05/07/2008 and is believed to be accurate during the update,
however, information posted may have since changed. We strongly suggest that you carefully read the Terms and
Conditions statement that accompanies the credit card application
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| Key Card Information |
| Introductory Rates and Terms |
| Intro Rate: | 0% on Purchases until October 2008 |
| Applied Towards: | Purchases |
| Details: | A 0% introductory rate is available on purchases until October 2008. See terms and conditions for complete details. | | Miscellaneous Rates and Terms |
| Credit Limits: | $3,000 (Maximum) / $300 (Minimum) |
| Purchases APR: | 17.8% | | Cash Advance APR: | 20.9% | | Finance Config: | Average Daily Balance (including new purchases) | | Grace Period: | 25 Days | | Fees Associated with this Card |
| Annual Fee: | $0 |
| Add. Cardholders: | $0 |
| Late Payment Fee: | Balance of $0 - $99.99 = $15 fee; balance of $100 - $249.99 = $29 fee; balance of $250 or more = $39 fee |
| Over-the-Limit Fee: | $39 fee | | Cash Advance Fee: | 3% of amount of the cash advance, but not less than $10. |
| Balance Transfers: | None |
| Additional Highlights of Interest |
Special Card Benefits and Features
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Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping.
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Additional safety on your purchases, thanks to extended warranty program.
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24-hour Roadside Assistance with lock-out service, towing, and flat repair.
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$100,000 Worldwide Automatic Travel Accident Insurance.
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Collision, Damage, and Loss Insurance on rental cars.
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Emergency card replacement or cash advance if your card is lost or stolen.
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Customize your card designs.
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Important Notes Regarding This Offer
*See Capital One® important disclosures for more information. |
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