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Capital One® Platinum Max(SM)
issued by Capital One
Capital One® Platinum Max(SM) Overall Rating
3.5 stars
Benefit Rating
3.5 stars
Application
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read on for a full review of all the features.

In-Depth Credit Card Review
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The Capital One® Platinum Max(SM) card is ideal for those with a limited credit history who want the security of having a fixed interest rate.

This card has a very reasonable interest rate (for those with a limited credit history), and this interest rate on both purchases and balance transfers will remain fixed for three years, no matter what. This card also has a low annual fee of only $19.

This card provides common platinum benefits such as lost or stolen card services, additional safety with purchases, and extended warranties for purchases. Cardholders are also eligible to receive exclusive savings: up to 40% on featured deals and 10% on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping.

Therefore, those with a limited credit history who want the comfort of knowing their interest rate will remain fixed for at least three years will benefit most from what the
Capital One® Platinum Max(SM) card has to offer.

Most Attractive Feature: Common platinum benefits.
Least Attractive Feature: Annual fee.


Note: The review of this Capital One card was updated on 05/07/2008 and is believed to be accurate during the update, however, information posted may have since changed. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application

Key Card Information
Miscellaneous Rates and Terms
Credit Limits:$2,500 (Maximum) / $300 (Minimum)
Purchases APR:16.9%
Cash Advance APR:16.9%
Finance Config:Average Daily Balance (including new purchases)
Grace Period:25 Days
Fees Associated with this Card
Annual Fee:$19
Add. Cardholders:$0
Late Payment Fee:Balance of $0 - $99.99 = $15 fee; balance of $100 - $249.99 = $29 fee; balance of $250 or more = $39 fee
Over-the-Limit Fee:$39 fee
Cash Advance Fee:None
Balance Transfers:None

Additional Highlights of Interest
Special Card Benefits and Features
  • $0 Fraud Liability for unauthorized use if your card is lost or stolen.
  • Additional safety with your purchases, thanks to an extended warranty program.
  • 24/7 customer support and online account service.

Important Notes Regarding This Offer
16.9% fixed on purchases for 3 years. *See Capital One® important disclosures for more information.

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Capital One® Platinum Max(SM) from Capital One. Card data and review by CardOffers, Inc. Apply for your credit card today.