Capital One® No Hassle Points(SM) Rewards
issued by Capital One |
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read on for a full review of all the features.
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 In-Depth Credit Card Review |
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The Capital One® No Hassle Points(SM) Rewards card is a great rewards card for those with a limited credit history.
Through the reward program, cardholders will earn five points per dollar spent at gas stations, major grocery and drug stores, and they earn one point per dollar spent on all other purchases. Points are redeemable for merchandise, cash, travel, and gift cards. There is no limit to the amount of points that can be earned, and points don't expire.
This card does have an annual fee of $29; however, there is a 0% introductory rate on purchases until October 2008, and the interest rate is reasonable thereafter.
This card provides common platinum benefits such as emergency roadside assistance, extended warranties for purchases, and travel accident insurance. Cardholders are also eligible to receive exclusive savings: up to 40% on featured deals and 10% on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping.
Therefore, those with a limited credit history who want a points rewards card with a 0% introductory rate on purchases will benefit most from what the
Capital One® No Hassle Points(SM) Rewards card has to offer.
Most Attractive Feature: Common platinum benefits; reward program.
Least Attractive Feature: Annual fee.
Note: The review of this Capital One card was updated on 05/07/2008 and is believed to be accurate during the update,
however, information posted may have since changed. We strongly suggest that you carefully read the Terms and
Conditions statement that accompanies the credit card application
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| Key Card Information |
| Introductory Rates and Terms |
| Intro Rate: | 0% on Purchases until October 2008 |
| Applied Towards: | Purchases |
| Details: | A 0% introductory rate is available on purchases until October 2008. See terms and conditions for complete details. | | Miscellaneous Rates and Terms |
| Credit Limits: | $3,000 (Maximum) / $300 (Minimum) |
| Purchases APR: | 14.9% | | Cash Advance APR: | 20.9% | | Finance Config: | Average Daily Balance (including new purchases) | | Grace Period: | 25 Days | | Fees Associated with this Card |
| Annual Fee: | $29 |
| Add. Cardholders: | $0 |
| Late Payment Fee: | Balance of $0 - $99.99 = $15 fee; balance of $100 - $249.99 = $29 fee; balance of $250 or more = $39 fee |
| Over-the-Limit Fee: | $39 fee | | Cash Advance Fee: | 3% of amount of the cash advance, but not less than $10. |
| Balance Transfers: | None |
| The Rewards Program Highlights |
| Optional Reward: | No |
| Points Per Dollar: | 1 Point |
| Additional Points: | 5 points per dollar spent at gas stations, major grocery and drug stores. |
| | Points are redeemable for merchandise, cash, travel, and gift cards. |
| Additional Highlights of Interest |
Special Card Benefits and Features
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Platinum Benefits including extended warranties, travel accident insurance, and 24-hour roadside assistance.
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24/7 customer support and online account service.
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Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping.
Important Notes Regarding This Offer
*See Capital One® important disclosures for more information. |
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