Capital One® No Hassle Points(SM) Rewards - Excellent Credit issued by Capital One |
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Overall Rating

Benefit Rating
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Apply online for this card or read on for a full review of all the features.
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In-Depth Credit Card Review |
This online card application is intended for residents of the United States only. For other country options, please refer to the right hand menu bar.
The Capital One® No Hassle Points(SM) Rewards card is a great rewards card for people with excellent credit.
Through the reward program, cardholders will earn two points per dollar spent at gas stations, grocery stores, and drug stores, and they will earn one point per dollar spent everywhere else. Points are redeemable for merchandise, gift cards, cash, and travel. There is no limit on the amount of points you can earn, and points don't expire.
This card has no annual fee and an average interest rate for purchases and balance transfers.
This card provides common platinum benefits such as emergency roadside assistance, extended warranties for purchases, and up to $100,000 in travel accident insurance.
Therefore, those who want an excellent points rewards card and no annual fee will benefit most from what the
Capital One® No Hassle Points(SM) Rewards - Excellent Credit card has to offer.
Most Attractive Feature: No annual fee; access to reward program.
Least Attractive Feature: No extraordinary benefits or discounts.
Note: The review of this Capital One card was updated on 05/07/2008 and is believed to be accurate during the update,
however, information posted may have since changed. We strongly suggest that you carefully read the Terms and
Conditions statement that accompanies the credit card application
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| Key Card Information |
| Miscellaneous Rates and Terms |
| Credit Limits: | $15,000 (Maximum) / $500 (Minimum) |
| Purchases APR: | 13.90% | | Cash Advance APR: | 22.90% | | Finance Config: | Average Daily Balance (including new purchases) | | Grace Period: | 25 Days | | Fees Associated with this Card |
| Annual Fee: | $0 |
| Add. Cardholders: | $0 |
| Late Payment Fee: | Balance of $0 - $99.99 = $15 fee; balance of $100 - $249.99 = $29 fee; balance of $250 or more = $39 fee |
| Over-the-Limit Fee: | $39 fee | | Cash Advance Fee: | 3% of amount of the cash advance, but not less than $10. |
| Balance Transfers: | None |
| The Rewards Program Highlights |
| Optional Reward: | No |
| Points Per Dollar: | 1 Point |
| Additional Points: | Earn 2 points per dollar spent at gas stations, major grocery and drug stores. |
| | Points won't expire for the life of your account and there's no limit to the number of points you can earn. |
| Additional Highlights of Interest |
Special Card Benefits and Features
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$0 fraud liability for any unauthorized use if your card is lost or stolen.
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24-Hour Travel and Emergency Assistance.
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Additional protection on your purchases with an extended warranty program from Visa®.
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Emergency card replacement or cash advance if your card is lost or stolen.
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Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping.
Important Notes Regarding This Offer
*See Capital One® important disclosures for more information. |
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