Discover® Business Miles Card issued by Discover |
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Overall Rating

Benefit Rating
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Apply online for this card or read on for a full review of all the features.
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In-Depth Credit Card Review |
This online card application is intended for residents of the United States only. For other country options, please refer to the right hand menu bar.
The Discover® Business Miles Card is designed for account seekers with very good credit who plan to take advantage of the travel reward program.
Through the travel reward program, account holders can earn double miles on up to $5,000 in travel and gas purchases and up to one mile for every dollar spent on general purchases. Miles earned with the Discover® Business Miles Card can be redeemed for airfare or reduced airfare on most major U.S.-based airlines with the added benefit of no travel restrictions. These miles can also be redeemed for gift cards from 50 brand name partners. After becoming a card member, account holders are eligible to earn 1,000 Bonus Miles each month a purchase is made with the card for 12 months from the date of activation. Bonus Miles have an earnings cap of 12,000 miles.
This business card does not have an annual fee and it has an attractive 0% introductory rate on card purchases for the first twelve months. A 3.9% introductory rate APR applies to the first six months for balance transfers.
For business card shoppers who are looking for a credit card with a miles program and average rates, the Discover® Business Miles Card may be the most rewarding.
Most Attractive Feature: No annual fee; reward program.
Least Attractive Feature: No extraordinary benefits or discounts offered to cardholders aside from the reward program.
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Note: The review of this Discover card was updated on 06/27/2008 and is believed to be accurate during the update,
however, information posted may have since changed. We strongly suggest that you carefully read the Terms and
Conditions statement that accompanies the credit card application
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| Key Card Information |
| Introductory Rates and Terms |
| Intro Rate: | 0% Intro APR* |
| Applied Towards: | Purchases, Balance Transfers |
| Details: | There is a 0% introductory APR on purchases for 12 months and a 3.9% introductory APR on balance transfers for 6 months. See terms and conditions for complete details.** | | Miscellaneous Rates and Terms |
| Credit Limits: | n/a (Maximum) |
| Purchases APR: | 13.99% | | Cash Advance APR: | 22.99% | | Finance Config: | Average Daily Balance (including new purchases) | | Grace Period: | 20 Days | | Fees Associated with this Card |
| Annual Fee: | $0 |
| Add. Cardholders: | $0 |
| Late Payment Fee: | $0 on balances up to $100; $39 on balances of $100 and over |
| Over-the-Limit Fee: | $0 on balances of $1,000 or less; $39 on balances over $1,000 | | Cash Advance Fee: | 3%, $5 minimum |
| Balance Transfers: | 3% for each balance transfer made under this offer, with a minimum of $5 and a $75 maximum |
| The Rewards Program Highlights |
| Optional Reward: | No |
| Miles Per Dollar: | 1 Mile |
| Additional Miles: | Earn double miles on up to $5,000 in travel and gas purchases. |
| | Miles can be redeemed for airfare or reduced airfare on most major U.S. based airlines with no blackout dates. Miles can also be redeemed for gift cards from 50 brand-name partners or cash. |
| Miles Compatible with Frequent Flyer Program: | No |
| Bonus Approval: | 12,000 Bonus Miles* |
| | *Cardholders will earn 1,000 Bonus Miles each calendar month a purchase is made, for 12 months from the date of account opening, with a cap of 12,000 Bonus Miles. |
| Additional Highlights of Interest |
Special Card Benefits and Features
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Various Internet account related services.
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Access to PurchaseChecks.
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Fraud and security protection services.
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Access to quarterly and annual statements.
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Free additional cards for employees.
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See website for additional benefits.
Important Notes Regarding This Offer
**Cardholders will earn 1,000 Bonus Miles each calendar month a purchase is made, for 12 months from the date of account opening, with a cap of 12,000 Bonus Miles.
See website for complete terms and conditions of card usage and application disclosure.
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