Continental Finance Gold MasterCard issued by First Bank of Delaware
	Overall Rating Benefit Rating	Apply online for this card or read on for a full review of all the features.

In-Depth Credit Card Review

This online card application is intended for residents of the United States only. For other country options, please refer to the right hand menu bar. The Continental Finance Gold MasterCard®, issued by First Bank of Delaware, is a credit card designed for those with poor credit who would like a second chance. The main benefit of this unsecured credit card is that it reports to credit bureaus. This is a rare opportunity for those with poor credit who would otherwise only qualify for secured or prepaid cards, which often do not report to credit bureaus or charge fees to report to credit bureaus. This card has a very low APR of 9.75%, and it has an average annual fee of $25. It also charges a monthly maintenance fee of $12 ($144 per year). However, the monthly maintenance fee is waived for the first month. There is a one-time account processing fee of $200. This means that the total amount of fees that a cardholder can expect to pay in the first year will be $357. Cardholders will also receive free online access, excellent online tools for managing their finances, and semi-annual credit limit increases. Therefore, those who want a second chance with their credit, do not mind paying the various fees, and would prefer an unsecured credit card may find the Continental Finance Gold MasterCard® to be beneficial. Most Attractive Feature: Reports to credit bureaus; no security deposit required. Least Attractive Feature: Annual and monthly fees. Apply Now For Continental Finance Gold MasterCard Note: The review of this First Bank of Delaware card was updated on 04/23/2008 and is believed to be accurate during the update, however, information posted may have since changed. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application

Key Card Information
Miscellaneous Rates and Terms
Credit Limits:	$2,000 (Maximum) / $300 (Minimum)
Purchases APR:	9.75%
Cash Advance APR:	19.92%
Finance Config:	Average Daily Balance (including new purchases)
Grace Period:	25 Days (Min.)
Fees Associated with this Card
Annual Fee:	$25 **There is a $30 fee for each authorized user cardholders add to their account.
Add. Cardholders:	$30**
Late Payment Fee:	$35
Over-the-Limit Fee:	$35
Cash Advance Fee:	3%, $5 minimum

Additional Highlights of Interest

Special Card Benefits and Features Various Internet account related services. Access to semi-annual credit limit increases. See website for additional benefits. Important Notes Regarding This Offer ***There is a one-time account processing fee of $200. ****The monthly maintenance fee of $12 is waived for the first month. There is a $35 fee for returned payments. There is a $25 fee for credit limit increases. There is a $4 fee for Internet payments. See website for complete terms and conditions of card usage and application disclosure.