NCBuy Home

 
Add a Social Bookmark
  • ONLINE SHOPPER

Maximum PC
  Hot Subscriptions

  • FINANCIAL
  Card Reviews
  Get the low down on
  credit card offers.

  • HAVE SOME FUN
  New Downloads
  Free games and
  demos for your PC.
Debt Management and Credit Cards Home
Chase Freedom Credit Card
issued by Chase
Chase Freedom Credit Card Overall Rating
2.0 stars
Benefit Rating
3.0 stars
Application
Apply online for this card or
read on for a full review of all the features.

In-Depth Credit Card Review
This online card application is intended for residents of the United States only. For other country options, please refer to the right hand menu bar.
The Chase Freedom(SM) Credit Card, issued by Chase, is designed for those who have excellent credit and plan to take advantage of the cash rewards program.

Through the rewards program, cardholders earn a 3% rebate on purchases made in the 3 bonus categories where they have spent the most that billing cycle. There are 15 bonus categories altogether including: grocery stores, gas stations, quick service restaurants, telecommunications, cable/satellite TV/Internet service providers, video rentals, department stores, dry cleaners, drugstores, movie theatres, local and suburban commuter passenger transportation, pet supply stores and veterinary services, utilities, beauty shops, and gym/recreation memberships. Cardholders also earn a 1% rebate on all other purchases.

Cardholders are eligible to receive a $50 check once $50 in rewards have been earned or a $250 check once $200 in rewards have been earned, which is a bonus of $50. Cardholders will also receive a $50 bonus rebate after their first purchase, balance transfer, or check transaction. Plus, they have the freedom to switch rewards to earn points instead of cash back.

In addition to the rewards program, the card also offers many cardholder benefits provided by Chase, such as travel accident insurance, auto rental insurance, and travel and emergency assistance services.

The card has no annual fee and an average APR for purchases.

Therefore, those who plan to take advantage of the cash rewards program will benefit most from what the Chase Freedom(SM) Credit Card has to offer.

Most Attractive Feature: Access to rewards program for no additional fee; no annual fee; $50 bonus rebate after first purchase.
Least Attractive Feature: Yearly limit on bonus rebates.


Note: The review of this Chase card was updated on 05/08/2008 and is believed to be accurate during the update, however, information posted may have since changed. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application

Key Card Information
Miscellaneous Rates and Terms
Credit Limits:n/a (Maximum)
Purchases APR:14.99%
Cash Advance APR:20.99%
Finance Config:Average Daily Balance (including new purchases)
Grace Period:20 Days (Min.)
Fees Associated with this Card
Annual Fee:$0
Add. Cardholders:$0
Late Payment Fee:$15 on balances up to $100; $29 on balances of $100 up to $250; $39 on balances of $250 and over
Over-the-Limit Fee:None
Cash Advance Fee:3%, $10 minimum
Balance Transfers:3%, $5 minimum, $75 maximum

The Rewards Program Highlights
Optional Reward:No
Rebate Minimum:1%
Rebate Maximum:3%
Additional Rebates:Earn a 3% rebate on purchases made in the 3 bonus categories where cardholders have spent the most that billing cycle out of 15 bonus categories including: grocery stores, gas stations, quick service restaurants, telecommunications, cable/satellite TV/Internet service providers, video rentals, department stores, dry cleaners, drugstores, movie theatres, local and suburban commuter passenger transportation, pet supply stores and veterinary services, utilities, beauty shops, and gym/recreation memberships. Plus, earn a 1% rebate on all other purchases.
  Cardholders are eligible to receive a $50 check once $50 in rewards have been earned or a $250 check once $200 in rewards have been earned.
Yearly Limit:None for the standard 1% rebate. (When cardholders reach $600 in monthly spending in the bonus categories, they will only earn the 1% base rebate for each additional $1 of net purchases in these categories.)
First Purchase Bonus:$50 Bonus Rebate*
Other Bonus:$50 Bonus Rebate**
  *Earn a $50 bonus rebate after the first purchase, balance transfer, or check transaction. **Receive a $50 cash back bonus every time $200 in rewards have been earned.

Additional Highlights of Interest
Special Card Benefits and Features
  • Various Internet account related services.
  • No liability for unauthorized transactions.
  • Lost and stolen card reporting.
  • Emergency cash replacement.
  • Emergency card replacement.
  • Various travel and emergency assistance services.
  • Travel accident insurance.
  • Extended warranty for purchases.
  • Auto rental insurance (Auto Rental Collision Damage Waiver).
  • Year-end financial statement (upon request).
  • See website for additional benefits.
  • Certain restrictions, limitations, and exclusions apply.
  • If an account is opened, please refer to the Guide to Benefits for details.

Important Notes Regarding This Offer
See website for complete terms and conditions of card usage and application disclosure.

Credit Center
Tools and resources for managing your money.

  • Warnings and Tips
  • Exchange Rates
  • Financial Glossary
  • Financial Calculators
  • Tax Calendar

Sweepstakes

Credit Card Reviews
Honest reviews of credit cards? Imagine that.

  Airline Rewards
  Cash Rewards
  Finance Rewards
  Gas Rewards
  Hotel Rewards
  Retail Rewards
  Sports Rewards
  Travel Rewards
  Other

General Credit Cards
  Business Cards
  Charge Cards
  Poor Credit
  Pre-Paid Cards
  Regular Cards
  Secured Cards
  Student Credit

  Canadian Cards

Featured NO FEE Card
Apply for your FREE credit card:

The Best Offers
The top rated credit cards by category:

 
Credit Center »  

NCBuy Home  |  About NCBuy  |  Affiliate Programs  |  Contacts  |  Privacy  |  Site Map  |  Link 2 Us

Copyright © 2008 NetCent Communications, All rights reserved. Terms under which this service is provided.
Chase Freedom Credit Card from Chase. Card data and review by CardOffers, Inc. Apply for your credit card today.