Citi Bronze / AAdvantage Card for College Students issued by Citibank
	Overall Rating Benefit Rating	Apply online for this card or read on for a full review of all the features.

In-Depth Credit Card Review

This online card application is intended for residents of the United States only. For other country options, please refer to the right hand menu bar. The Citi® Bronze® / AAdvantage® Card for College Students, one of several Citi® AAdvantage® credit cards offered by Citibank, is designed for students with average credit who travel regularly on American Airlines. Through the reward program, cardholders earn one mile for every two dollars spent on the card. Miles are redeemable for flights on over 25 partner airlines, car rentals, and stays at hundreds of hotels worldwide. There is a maximum of 25,000 miles that can be accumulated each year (AAdvantage Executive Platinum®, AAdvantage Platinum®, and AAdvantage Gold® members are excluded from this limit.), and miles may never expire. The APR for purchases is above average for a reward card. There is also a minimum cap of 19.99% for cash advances; so no matter how low the Prime Rate falls (the APR is tied to the Prime Rate), the interest rate will not go below the minimum cap. However, this card does offer a 0% introductory rate on balance transfers for the first six months. Aside from the reward program, cardholders can expect several standard benefits that include travel accident insurance, no liability for unauthorized transactions, and various Internet account related services. Students also receive access to credit education tips and tools, and they get special student deals at participating merchants. Therefore, those students who would like an airline reward card with no annual fee and will take advantage of the introductory offer will benefit most from what the Citi® Bronze® / AAdvantage® Card for College Students has to offer. Most Attractive Feature: Access to rewards program for no additional fee; no annual fee; compatible with airline frequent flyer program. Least Attractive Feature: No extraordinary benefits or services offered to cardholders aside from the reward program; minimum APR cap for cash advances. Apply Now For Citi Bronze / AAdvantage Card for College Students Note: The review of this Citibank card was updated on 05/05/2008 and is believed to be accurate during the update, however, information posted may have since changed. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application

Key Card Information
Introductory Rates and Terms
Intro Rate:	0% APR for 6 Months
Applied Towards:	Balance Transfers
Details:	The introductory rate is available on balance transfers submitted during the first six months.
Miscellaneous Rates and Terms
Credit Limits:	n/a (Maximum) / $500 (Minimum)
Purchases APR:	14.99%
Cash Advance APR:	19.99% There is a minimum APR on cash advances.
Finance Config:	Average Daily Balance (including new purchases)
Grace Period:	20 Days (Min.)
Fees Associated with this Card
Annual Fee:	$0
Add. Cardholders:	$0
Late Payment Fee:	$15 on balances up to $100; $29 on balances of $100 up to $250; $39 on balances of $250 and over
Over-the-Limit Fee:	$39
Cash Advance Fee:	3%, $5 minimum
Balance Transfers:	There is no balance transfer fee with this offer* (see site for details).

The Rewards Program Highlights
Optional Reward:	No
Miles Per Dollar:	1/2 Mile
	Redeem AAdvantage® miles with over 20 of the world's top airlines, major car rental companies and hundreds of luxurious hotels worldwide.
Miles Compatible with Frequent Flyer Program:	Yes
Expiration:	AAdvantage® miles may never expire.
Yearly Limit:	25,000 Miles (AAdvantage Executive Platinum®, AAdvantage Platinum®, and AAdvantage Gold® members are excluded from this limit.)

Additional Highlights of Interest

Special Card Benefits and Features Various Internet account related services. Identity theft solutions. Fraud and security protection services. Lost and stolen card reporting. Emergency cash replacement. Emergency card replacement. Automatic bill payment. No liability for unauthorized transactions. Travel accident insurance. Access to credit education tips and tools. Discounts for students on products and services at participating merchants and retailers. See website for additional benefits. Important Notes Regarding This Offer See website for complete terms and conditions of card usage and application disclosure.