Citi Platinum Select MasterCard issued by Citibank
	Overall Rating Benefit Rating	Apply online for this card or read on for a full review of all the features.

In-Depth Credit Card Review

This online card application is intended for residents of the United States only. For other country options, please refer to the right hand menu bar. The Citi® Platinum Select® MasterCard, issued by Citibank, is designed for those with fair to good credit or those looking to establish credit history. This card has a slightly above average interest rate for purchases and balance transfers, but it does offer a 0% introductory APR on purchases for the first six months. There is also no annual fee. It is important to note that there is a minimum cap for cash advances; so no matter how low the Prime Rate falls (the APR is tied to the Prime Rate), the interest rate will not go below the minimum cap. The card does provide several platinum cardholder benefits that include auto rental insurance, fraud protection services, and up to $1,000,000 in travel accident insurance. However, there are no extraordinary benefits or services specifically available to cardholders in comparison to some other platinum credit cards. Therefore, those with fair to good credit who plan to take advantage of the introductory offer and the services provided will benefit most from what the Citi® Platinum Select® MasterCard has to offer. Most Attractive Feature: 0% introductory rate; no annual fee. Least Attractive Feature: Minimum APR cap for cash advances. Apply Now For Citi Platinum Select MasterCard Note: The review of this Citibank card was updated on 05/05/2008 and is believed to be accurate during the update, however, information posted may have since changed. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application

Key Card Information
Introductory Rates and Terms
Intro Rate:	0% APR for 6 Months
Applied Towards:	Purchases
Miscellaneous Rates and Terms
Credit Limits:	n/a (Maximum)
Purchases APR:	10.99%
Cash Advance APR:	19.99% There is a minimum APR on cash advances.
Finance Config:	Average Daily Balance (including new purchases)
Grace Period:	20 Days (Min.)
Fees Associated with this Card
Annual Fee:	$0
Add. Cardholders:	$0
Late Payment Fee:	$15 on balances up to $100; $29 on balances of $100 up to $250; $39 on balances of $250 and over
Over-the-Limit Fee:	$39
Cash Advance Fee:	3%, $5 minimum
Balance Transfers:	A balance transfer fee applies with this offer* (see site for details).

Additional Highlights of Interest

Special Card Benefits and Features Various Internet account related services. Up to $1,000,000 in travel accident insurance. Auto rental insurance. No liability for unauthorized transactions. Fraud and security protection services. Lost wallet service. Lost and stolen card reporting. Emergency card replacement. Emergency cash replacement. Optional personal photo on card. Various travel and emergency assistance services. Medical referral services. Legal referral services. See website for additional benefits. Important Notes Regarding This Offer See website for complete terms and conditions of card usage and application disclosure.