Chase Business Cash Rewards Card issued by Chase |
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Overall Rating

Benefit Rating
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Apply online for this card or read on for a full review of all the features.
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In-Depth Credit Card Review |
This online card application is intended for residents of the United States only. For other country options, please refer to the right hand menu bar.
The Chase Business Cash Rewards Card, issued by Chase, is designed for those with very good credit who are looking to consolidate business related expenses with one credit card and plan to take advantage of the rebate program.
Through the rebate program, cardholders receive up to 5% cash back on all their purchases with no limit on the amount of cash rewards that they can earn. However, the earnings are based on the following tiered system: one point per $1 for new net purchases totaling between $0 and $2,000 each billing cycle; five points per $1 for new net purchases totaling over $2,000 and up to $2,500 each billing cycle; and 1.25 points per $1 for new net purchases totaling over $2,500 each billing cycle. Therefore, not all purchases will earn the full 5% rebate. Cardholders receive $50 every time that they earn 5,000 points or they can choose to receive brand-name merchant gift certificates.
Aside from the rewards program, the card provides several benefits that include a purchase protection plan, travel accident insurance, and auto rental insurance.
The card has no annual fee and it provides a 0% introductory rate for up to twelve billing cycles on purchases and balance transfers. Once the introductory rate expires, the card has a reasonably low interest rate for purchases and balance transfers (for those who qualify).
Therefore, those who qualify for the lowest rate offered and plan to take advantage of the rewards program will benefit most from what the Chase Business Cash Rewards Card has to offer.
Most Attractive Feature: Rebate program; no annual fee; long term 0% introductory rate.
Least Attractive Feature: Higher APR for less qualifying applicants.
Note: The review of this Chase card was updated on 06/27/2008 and is believed to be accurate during the update,
however, information posted may have since changed. We strongly suggest that you carefully read the Terms and
Conditions statement that accompanies the credit card application
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| Key Card Information |
| Introductory Rates and Terms |
| Intro Rate: | 0% APR for up to 12 Months |
| Applied Towards: | Purchases, Balance Transfers |
| Details: | Transferred balances must consist of business-related expenses. | | Miscellaneous Rates and Terms |
| Credit Limits: | n/a (Maximum) |
| Purchases APR: | 10.99% | | Cash Advance APR: | 20.99% | | Finance Config: | Average Daily Balance (including new purchases) | | Grace Period: | 20 Days (Min.) | | Fees Associated with this Card |
| Annual Fee: | $0 |
| Add. Cardholders: | $0 |
| Late Payment Fee: | $15 on balances up to $100; $29 on balances of $100 up to $250; $39 on balances of $250 and over |
| Over-the-Limit Fee: | $39 | | Cash Advance Fee: | 3%, $10 minimum |
| Balance Transfers: | 3%, $5 minimum, $99 maximum |
| The Rewards Program Highlights |
| Optional Reward: | No |
| Points Per Dollar: | 1 Point |
| Additional Points: | Cardholders will earn 1 point per $1 for new net purchases totaling between $0 and $2,000 each billing cycle; 5 points per $1 for new net purchases totaling over $2,000 and up to $2,500 each billing cycle; and 1.25 points per $1 for new net purchases totaling over $2,500 each billing cycle. |
| | Cardholders receive $50 every time that they earn 5,000 points or they can choose to receive brand-name merchant gift certificates. |
| Additional Highlights of Interest |
Special Card Benefits and Features
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Various Internet account related services.
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No liability for unauthorized purchases.
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Year-end financial statement (upon request).
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Emergency cash replacement.
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Emergency card replacement.
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Lost and stolen card reporting.
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Travel accident insurance.
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Auto rental insurance (Auto Rental Collision Damage Waiver).
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Various travel and emergency assistant services.
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Extended warranty for purchases.
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Purchase protection.
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Visa Business Partner Advantage.
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See website for additional benefits.
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Certain restrictions, limitations, and exclusions apply.
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If an account is opened, please refer to the Guide to Benefits for details.
Important Notes Regarding This Offer
The APR for purchases and balance transfers varies according to the applicant's credit history and will be 5.99%, 9.99% or 14.99% + Prime Rate.
The APR for cash advances varies according to the applicant\'s credit history and is either 15.99% or 19.99% + Prime Rate.
See website for complete terms and conditions of card usage and application disclosure. |
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