Discover® Business Card issued by Discover
	Overall Rating Benefit Rating	Apply online for this card or read on for a full review of all the features.

In-Depth Credit Card Review

This online card application is intended for residents of the United States only. For other country options, please refer to the right hand menu bar. The Discover® Business Card, issued by Discover, is designed for those with very good credit who are looking for a cash reward credit card. Through the reward program, cardholders earn a full 5% on the first $2,000 in office supply purchases, a full 2% on the first $2,000 in gas purchases, up to 1% for other purchases, and .25% for purchases made at select warehouse clubs and discount stores. Those who spend up to $5,000 on other purchases will receive a .25% rebate, and those who spend over $5,000 will receive a 1% rebate.* Office supply purchases in excess of $2,000 and gas purchases in excess of $2,000 earn the rebate at the same rate as other purchases. As an added bonus, cardholders can earn up to a double Cashback Bonus® for redeeming their rebates for gift certificates from participating Discover Card Partners. There is no yearly limit on the amount of rebates that can be earned, and rebates do not expire as long as the account is active within a 36-month period. The card has no annual fee and an attractive 0% introductory rate on purchases and balance transfers for twelve months. The APR for this card is reasonable for those who qualify. Aside from the reward program, the card also provides several platinum benefits including various fraud and security protection services as well as access to PurchaseChecks. Cardholders will also receive discounts on products and services at participating merchants and retailers. Therefore, those who plan to spend over $5,000 a year (to earn the 1% cash rebate), plan to use their Cashback Bonus® award at participating retailers (to earn double cash rebates), and plan to pay in full each month after the introductory rate expires (to avoid costly finance charges) will benefit most from what the Discover® Business Card has to offer. *It is important to note that like many cash reward cards, the highest rebate offered will not apply to all purchases made with the credit card. In this case, 1% will only be applied only to those purchases made after the cardholder spends over $5,000 in one year, so the overall cash rebate earned will be less than 1%, depending on the amount spent. For instance, if the cardholder were to spend $6,000, only $1,000 of this amount would be applied towards the 1% rebate. However, this does not take into account any promotional offers or the full 5% Cashback Bonus® award. Most Attractive Feature: Double cash rebates at participating retailers and merchants (through the Cashback Bonus® award program); 0% introductory rate; no annual fee. Least Attractive Feature: Various restrictions applied to reward program. Apply Now For Discover® Business Card Note: The review of this Discover card was updated on 05/08/2008 and is believed to be accurate during the update, however, information posted may have since changed. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application

Key Card Information
Introductory Rates and Terms
Intro Rate:	0% Intro APR*
Applied Towards:	Purchases, Balance Transfers
Details:	There is a 0% introductory APR* on card purchases and balance transfers for 12 months. See terms and conditions for complete details.
Miscellaneous Rates and Terms
Credit Limits:	n/a (Maximum)
Purchases APR:	13.99%
Cash Advance APR:	22.99%
Finance Config:	Average Daily Balance (including new purchases)
Grace Period:	20 Days (Min.)
Fees Associated with this Card
Annual Fee:	$0
Add. Cardholders:	$0
Late Payment Fee:	$0 on balances up to $100; $39 on balances of $100 and over
Over-the-Limit Fee:	$0 on balances of $1,000 or less; $39 on balances over $1,000
Cash Advance Fee:	3%, $5 minimum
Balance Transfers:	3% for each balance transfer made under this offer, with a minimum of $5 and a maximum of $75

The Rewards Program Highlights
Optional Reward:	No
Rebate Minimum:	.25%
Rebate Maximum:	5%
Additional Rebates:	Earn a full 5% on the first $2,000 in office supply purchases and a full 2% on the first $2,000 in gas purchases (through the Cashback Bonus® reward program). Earn a 0.25% rebate at select warehouse clubs and discount stores. Earn up to double Cashback Bonus® at participating Discover Card Partners.
	Earn a 0.25% rebate for up to $5,000 in other purchases and 1% for over $5,000. Reward is redeemable in $20 increments only. Office supply purchases in excess of $2,000 and gas purchases in excess of $2,000 earn the Cashback Bonus® at the same rate as other purchases.
Expiration:	None (Account inactivity for more than 36 months could result in the forfeiture of some or all of the Cashback Bonus.)

Additional Highlights of Interest

Special Card Benefits and Features Various Internet account related services. Access to PurchaseChecks. Fraud and security protection services. Discounts on products and services at participating merchants and retailers. See website for additional benefits. Important Notes Regarding This Offer See website for complete terms and conditions of card usage and application disclosure.