Wyndham Rewards MasterCard
issued by Bank of America |
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read on for a full review of all the features.
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 In-Depth Credit Card Review |
This online card application is intended for residents of the United States only. For other country options, please refer to the right hand menu bar.
The Wyndham Rewards MasterCard(SM), issued by FIA Card Services, N.A., is designed for those with very good credit who are Wyndham Rewards(SM) members or plan to become a Wyndham Rewards(SM) member and would like to earn additional points from their everyday purchases.
Through the reward program, cardholders earn two points per dollar spent on purchases, and they earn 13 points per dollar spent on qualifying hotel stays (ten points through their Wyndham Rewards(SM) membership and an additional three points for using their card). Participating hotels include AmeriHost Inn®, Days Inn®, Howard Johnson®, Knights Inn®, Ramada®, Super 8®, Travelodge® (U.S. only), and Wingate Inns®, locations throughout the U.S. and Canada. There is no limit to the amount of points that can be earned, but points expire after four years.
Membership in the Wyndham Rewards(SM) program is free, and members can earn additional points through various partners, which can be combined with points earned through the cardmembership. Points are redeemable for hotel stays, dining, shopping, and auto rentals.
The card has no annual fee, a 0% introductory rate for both balance transfers and cash advance checks for the first twelve billing cycles, and a very low fixed interest rate once the introductory rate expires.
Therefore, those who want to participate in the Wyndham Rewards(SM) program, would like to earn additional points as a cardmember, and will take advantage of the introductory rate will benefit most from what the Wyndham Rewards MasterCard(SM) has to offer.
Most Attractive Feature: Very low fixed APR for purchases and balance transfers for those who qualify; 0% introductory offer; access to reward program; no annual fee.
Least Attractive Feature: No extraordinary benefits or discounts offered to cardholders aside from the reward program.
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Note: The review of this Bank of America card was updated on 06/19/2008 and is believed to be accurate during the update,
however, information posted may have since changed. We strongly suggest that you carefully read the Terms and
Conditions statement that accompanies the credit card application
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| Key Card Information |
| Introductory Rates and Terms |
| Intro Rate: | 0% APR for 12 Billing Cycles |
| Applied Towards: | Balance Transfers |
| Details: | The introductory rate is 0% for the first 12 billing cycles on balance transfers and cash advance checks. | | Miscellaneous Rates and Terms |
| Credit Limits: | n/a (Maximum) |
| Purchases APR: | 9.99% / 15.99% | | Cash Advance APR: | 24.99% | | Finance Config: | Average Daily Balance (including new purchases) | | Grace Period: | 20 Days (Min.) | | Fees Associated with this Card |
| Annual Fee: | $0 |
| Add. Cardholders: | $0 |
| Late Payment Fee: | $15 on balances up to $100; $29 on balances over $100 up to $250; $39 on balances over $250 |
| Over-the-Limit Fee: | $15 on balances up to $500; $29 on balances over $500 up to $1,000; $39 on balances over $1,000 | | Cash Advance Fee: | 3%, $10 minimum |
| Balance Transfers: | 3%, $10 minimum |
| The Rewards Program Highlights |
| Optional Reward: | No |
| Points Per Dollar: | 2 Points |
| Additional Points: | Earn 13 points per dollar spent on qualifying hotel stays (10 of the points are always earned as a TripRewards® member, and an additional 3 points are earned for using the TripRewards® MasterCard® Credit Card). TripRewards® members have the opportunity to earn additional points through various partners. |
| | Hotels that qualify for additional points include AmeriHost Inn®, Days Inn®, Howard Johnson®, Knights Inn®, Ramada®, Super 8®, Travelodge® (U.S. only), and Wingate Inns®, locations throughout the U.S. and Canada. Points are redeemable for hotel stays, dining, shopping, and auto rentals. |
| Expiration: | 4 Years |
| Additional Highlights of Interest |
Special Card Benefits and Features
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See website for additional benefits.
Important Notes Regarding This Offer
This card is issued by FIA Card Services, N.A.
The fixed APR for purchases and balance transfers varies according to the applicant's credit history and will be either 9.99% or 15.99%.
TripRewards® membership is free.
Visit www.triprewards.com for more information on their program.
See website for complete terms and conditions of card usage and application disclosure. |
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