Capital One® Standard Platinum issued by Capital One |
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Overall Rating

Benefit Rating
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Apply online for this card or read on for a full review of all the features.
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In-Depth Credit Card Review |
This online card application is intended for residents of the United States only. For other country options, please refer to the right hand menu bar.
The Capital One® Standard Platinum card is designed for those who have limited credit history and is a great choice if you want a card with no annual fee and no balance transfer fees.
The card does have an interest rate that is slightly above average for purchases and balance transfers; however, there is a 0% APR on purchases until October 2008. This card also has no annual fee as well as no balance transfer fees.
In addition, this card provides platinum benefits and services including travel accident insurance, extended warranties for purchases, and roadside assistance. Cardholders are also eligible to receive exclusive savings: up to 40% on featured deals and 10% on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping.
Therefore, those who have credit that needs some improvement and will make use of the additional services will benefit most from what the
Capital One® Standard Platinum card has to offer.
Most Attractive Feature: No annual fee.
Least Attractive Feature: No extraordinary benefits or discounts.
Note: The review of this Capital One card was updated on 05/07/2008 and is believed to be accurate during the update,
however, information posted may have since changed. We strongly suggest that you carefully read the Terms and
Conditions statement that accompanies the credit card application
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| Key Card Information |
| Introductory Rates and Terms |
| Intro Rate: | 0% on Purchases until October 2008 |
| Applied Towards: | Purchases |
| Details: | A 0% introductory rate is available on purchases until October 2008. See terms and conditions for complete details. | | Miscellaneous Rates and Terms |
| Credit Limits: | $3,000 (Maximum) / $300 (Minimum) |
| Purchases APR: | 17.8% | | Cash Advance APR: | 20.9% | | Finance Config: | Average Daily Balance (including new purchases) | | Grace Period: | 25 Days | | Fees Associated with this Card |
| Annual Fee: | $0 |
| Add. Cardholders: | $0 |
| Late Payment Fee: | Balance of $0 - $99.99 = $15 fee; balance of $100 - $249.99 = $29 fee; balance of $250 or more = $39 fee |
| Over-the-Limit Fee: | $39 fee | | Cash Advance Fee: | 3% of amount of the cash advance, but not less than $10. |
| Balance Transfers: | None |
| Additional Highlights of Interest |
Special Card Benefits and Features
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$0 Fraud Liability for unauthorized use if your card is lost or stolen.
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Additional safety with your purchases, thanks to an extended warranty program.
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24/7 customer support and online account service.
Important Notes Regarding This Offer
*See Capital One® important disclosures for more information. |
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