Capital One® Platinum - Above Average Credit issued by Capital One |
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Overall Rating

Benefit Rating
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Apply online for this card or read on for a full review of all the features.
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In-Depth Credit Card Review |
This online card application is intended for residents of the United States only. For other country options, please refer to the right hand menu bar.
The Capital One® Platinum card for people with above average credit is designed for those who want a credit card with a competitive APR and great benefits.
The best feature of this card is the reasonable interest rate on purchases and balance transfers. It makes this card a good option for those who plan to carry a balance. There are no balance transfer fees, and there is no annual fee.
In addition, this card provides platinum benefits and services including 24/7 customer support, extended warranties for purchases, and $0 fraud liability. Cardholders will also be eligible to receive exclusive savings: up to 40% on featured deals and 10% on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping.
Therefore, those who want a credit card with a reasonable interest rate on purchases and will make use of the additional services will benefit most from what the
Capital One® Platinum - Above Average Credit card has to offer.
Most Attractive Feature: No annual fee.
Least Attractive Feature: No extraordinary benefits or discounts.
Note: The review of this Capital One card was updated on 05/07/2008 and is believed to be accurate during the update,
however, information posted may have since changed. We strongly suggest that you carefully read the Terms and
Conditions statement that accompanies the credit card application
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| Key Card Information |
| Miscellaneous Rates and Terms |
| Credit Limits: | $15,000 (Maximum) / $500 (Minimum) |
| Purchases APR: | 12.90% | | Cash Advance APR: | 22.90% | | Finance Config: | Average Daily Balance (including new purchases) | | Grace Period: | 25 Days | | Fees Associated with this Card |
| Annual Fee: | $0 |
| Add. Cardholders: | $0 |
| Late Payment Fee: | Balance of $0 - $99.99 = $15 fee; balance of $100 - $249.99 = $29 fee; balance of $250 or more = $39 fee |
| Over-the-Limit Fee: | $39 fee | | Cash Advance Fee: | 3% of amount of the cash advance, but not less than $10. |
| Balance Transfers: | None |
| Additional Highlights of Interest |
Special Card Benefits and Features
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$100,000 Worldwide Automatic Travel Accident Insurance.
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24-hour Roadside Assistance with lock-out service, towing, and flat repair.
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Collision, Damage, and Loss Insurance on rental cars.
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Emergency card replacement or cash advance if your card is lost or stolen.
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Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping.
Important Notes Regarding This Offer
*See Capital One® important disclosures for more information.
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