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Capital One® Platinum Prestige
issued by Capital One
Capital One® Platinum Prestige Overall Rating
4.5 stars
Benefit Rating
3.5 stars
Application
Apply online for this card or
read on for a full review of all the features.

In-Depth Credit Card Review
This online card application is intended for residents of the United States only. For other country options, please refer to the right hand menu bar.
The Capital One® Platinum Prestige card is designed for those with excellent credit who want a credit card with a very low interest rate.

The best feature of this card is the very low interest rate on purchases and balance transfers. It makes this card a great option for those who plan to carry a balance and for those who would like to transfer balances from cards with higher interest rates.

There are no balance transfer fees, and there is no annual fee. Overall, this card is one of the most cost-effective credit cards available.

This card provides common benefits and services including extended warranties for purchases and roadside assistance. Cardholders are also eligible to receive exclusive savings: up to 40% on featured deals and 10% on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping.

Therefore, those who want a credit card with a very low interest rate on purchases and balance transfers and will take advantage of the additional services will benefit most from what the
Capital One® Platinum Prestige card has to offer.

Most Attractive Feature: No annual fee; very low interest rate.
Least Attractive Feature: No reward program.


Note: The review of this Capital One card was updated on 05/07/2008 and is believed to be accurate during the update, however, information posted may have since changed. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application

Key Card Information
Miscellaneous Rates and Terms
Credit Limits:$20,000 (Maximum) / $500 (Minimum)
Purchases APR:7.90%
Cash Advance APR:22.90%
Finance Config:Average Daily Balance (including new purchases)
Grace Period:25 Days
Fees Associated with this Card
Annual Fee:$0
Add. Cardholders:$0
Late Payment Fee:Balance of $0 - $99.99 = $15 fee; balance of $100 - $249.99 = $29 fee; balance of $250 or more = $39 fee
Over-the-Limit Fee:$39 fee
Cash Advance Fee:3% of amount of the cash advance, but not less than $10.
Balance Transfers:None

Additional Highlights of Interest
Special Card Benefits and Features
  • $100,000 Worldwide Automatic Travel Accident Insurance.
  • 24-hour Roadside Assistance with lock-out service, towing, and flat repair.
  • Emergency card replacement or cash advance if your card is lost or stolen.
  • Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving Zone(SM) on Yahoo!Shopping.

Important Notes Regarding This Offer
*See Capital One® important disclosures for more information.

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Capital One® Platinum Prestige from Capital One. Card data and review by CardOffers, Inc. Apply for your credit card today.