Fidelity Investments 529 College Rewards American Express issued by FIA Card Services, N.A.
	Overall Rating Benefit Rating	Apply online for this card or read on for a full review of all the features.

In-Depth Credit Card Review

This online card application is intended for residents of the United States only. For other country options, please refer to the right hand menu bar. The Fidelity Investments® 529 College Rewards® American Express® Card, issued by FIA Card Services, N.A., is designed for students with very good credit who would like to earn cash deposits to their Fidelity 529 College Savings Plan account. Through the reward program, cardholders earn 1.5 points for every $100 spent on net retail purchases. Each point is equal to one Fidelity 529 Dollar and points are automatically deposited into the cardholder's Fidelity-managed 529 plan account each time 50 points are accrued. The amount of money that can be deposited into the account is limited to $1,500 per year, but points never expire. Through the American Express Selects(SM) program, cardholders will receive special online offers from merchants around the world and save on airfare, electronics and more. In addition to the reward program, the card also provides common benefits such as emergency cash replacement, access to a personal concierge service, and online account access. The card has a reasonable interest rate for purchases and balance transfers, no annual fee, and a 0% introductory rate that can be applied toward cash advance checks and balance transfers for the first twelve billing cycles. Therefore, students who will be able to take advantage of the reward program and the low introductory offer will benefit most from what the Fidelity Investments® 529 College Rewards® American Express® Card has to offer. Most Attractive Feature: No annual fee; 0% introductory rate. Least Attractive Feature: No extraordinary benefits or services offered to cardholders aside from the reward program. Apply Now For Fidelity Investments 529 College Rewards American Express Note: The review of this FIA Card Services, N.A. card was updated on 04/25/2008 and is believed to be accurate during the update, however, information posted may have since changed. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application

Key Card Information
Introductory Rates and Terms
Intro Rate:	0% APR for 12 Billing Cycles
Applied Towards:	Balance Transfers
Details:	The introductory rate is also available for cash advance checks.
Miscellaneous Rates and Terms
Credit Limits:	n/a (Maximum)
Purchases APR:	16.99%
Cash Advance APR:	16.99%*
Finance Config:	Average Daily Balance (including new purchases)
Grace Period:	20 Days (Min.)
Fees Associated with this Card
Annual Fee:	$0
Add. Cardholders:	$0
Late Payment Fee:	$15 on balances up to $100; $29 on balances over $100 up to $250; $39 on balances over $250
Over-the-Limit Fee:	$15 on balances up to $500; $29 on balances over $500 up to $1,000; $39 on balances over $1,000
Cash Advance Fee:	3%, $10 minimum
Balance Transfers:	3%, $10 minimum

The Rewards Program Highlights
Optional Reward:	No
Points Per Dollar:	.015 Points**
	**Cardholders earn 1.5 points for every $100 in eligible net retail purchases. Each point is equal to one Fidelity 529 Dollar when deposited in a Fidelity-managed 529 plan account. Once 50 points have been accrued, the points are automatically deposited in the cardholder's account.
Yearly Limit:	1,500 Points

Additional Highlights of Interest

Special Card Benefits and Features Various Internet account related services. Access to MyConcierge(SM) service. Emergency cash replacement. Access to the American Express Selects(SM) program for discounts on products and services at participating merchants and retailers. See website for additional benefits. Important Notes Regarding This Offer *After January 19, 2008, the APR for cash advances will be 24.99%. **A state-sponsored 529 College Savings Plan account managed by Fidelity Investments must be open, funded, and designated with FIA Card Services, N.A., in order for points to be transferred and Fidelity 529 Dollars deposited. ***See website for complete terms and conditions of card usage and application disclosure.