Fidelity Investments Rewards Visa Signature Card with WorldPoints issued by FIA Card Services, N.A.
	Overall Rating Benefit Rating	Apply online for this card or read on for a full review of all the features.

In-Depth Credit Card Review

This online card application is intended for residents of the United States only. For other country options, please refer to the right hand menu bar. The Fidelity Investments Rewards Visa Signature® Card with WorldPoints™ Rewards, issued by FIA Card Services, N.A., is designed for those with good credit who would like to earn cash deposits into their Fidelity Account and other rewards. Through the WorldPoints® Reward program, cardholders earn one point for every dollar spent on net retail purchases. Each time the cardholder earns 5,000 points, they can convert them to a $75 payment deposit into an eligible Fidelity account, including individual, joint, trust, corporate, Roth IRA, Traditional IRA, and Rollover IRA registrations. Points may also be redeemed for cash, brand-name merchandise, and travel. There is no limit to the number of points that may be earned per year, but any unused points do expire within five years. In addition to the reward program, the card also provides many signature benefits such as travel accident insurance, a personal concierge service, roadside assistance, and various travel and emergency assistance services. Cardholders will also have access to exclusive privileges and discounts at various events, restaurants, merchants, and more. The card has a reasonably low interest rate for purchases and balance transfers, no annual fee, and a 0% introductory rate that can be applied toward cash advance checks and balance transfers for the first twelve billing cycles. Therefore, those who will be able to take advantage of the reward program, the low introductory offer, and the exclusive benefits and discounts will benefit most from what the Fidelity Investments Rewards Visa Signature® Card with WorldPoints™ Rewards has to offer. Most Attractive Feature: No annual fee; reasonably low APR; signature benefits, discounts, and privileges; low introductory rate. Least Attractive Feature: Various restrictions applied to reward program. Apply Now For Fidelity Investments Rewards Visa Signature Card with WorldPoints Note: The review of this FIA Card Services, N.A. card was updated on 04/25/2008 and is believed to be accurate during the update, however, information posted may have since changed. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application

Key Card Information
Introductory Rates and Terms
Intro Rate:	0% APR for 12 Billing Cycles
Applied Towards:	Balance Transfers
Details:	The introductory rate is 0% for the first 12 billing cycles on balance transfers and cash advance checks.
Miscellaneous Rates and Terms
Credit Limits:	n/a (Maximum) / $5,000 (Minimum)
Purchases APR:	14.99%
Cash Advance APR:	19.99%
Finance Config:	Average Daily Balance (including new purchases)
Grace Period:	20 Days (Min.)
Fees Associated with this Card
Annual Fee:	$0
Add. Cardholders:	$0
Late Payment Fee:	$15 on balances up to $100; $29 on balances over $100 up to $250; $39 on balances over $250
Over-the-Limit Fee:	None for Visa Signature® accounts only. $15 on balances up to $500; $29 on balances over $500 up to $1,000; $39 on balances over $1,000 for Platinum Plus® accounts.
Cash Advance Fee:	3%, $10 minimum
Balance Transfers:	3%, $10 minimum

The Rewards Program Highlights
Optional Reward:	No
Points Per Dollar:	1 Point
	Each time the cardholder earns 5,000 points, they can convert them to a $75 payment deposit into an eligible Fidelity account, including individual, joint, trust, corporate, Roth IRA, Traditional IRA, and Rollover IRA registrations. Points may also be redeemed for cash, merchandise, and travel.
Expiration:	5 Years

Additional Highlights of Interest

Special Card Benefits and Features Various Internet account related services. Exclusive privileges and discounts at events, restaurants, merchants, and more. Fraud protection services. Emergency cash replacement. Emergency card replacement. Year-end financial statement. Extended warranty on purchases. Purchase protection. No liability for authorized purchases. Lost and stolen card reporting. Travel accident insurance. Lost luggage insurance. Roadside assistance. Various travel and emergency assistance services. Auto rental insurance. Personal concierge service. See website for additional benefits. Important Notes Regarding This Offer This card is issued by FIA Card Services, N.A. See website for complete terms and conditions of card usage and application disclosure.