One from American Express issued by American Express
	Overall Rating Benefit Rating	Apply online for this card or read on for a full review of all the features.

In-Depth Credit Card Review

This online card application is intended for residents of the United States only. For other country options, please refer to the right hand menu bar. One from American Express® is designed for those with good or excellent credit who plan to take advantage of the unique Savings Accelerator Plan. Through the Savings Accelerator Plan, cardholders earn a cash rebate of 1% on all eligible purchases. The rebates are deposited into an FDIC-insured, high-yield savings account in the cardholder's name with a special rate of 2.75% APY (variable rate as of 4/15/2008). Plus, $50 will be deposited into the savings account after the cardholder makes their first purchase. Aside from the cash rebates, this card provides benefits and services commonly found with American Express® credit cards, such as auto rental insurance, a purchase protection plan, and up to $100,000 in travel accident insurance. This card has an annual fee of $35 that is waived the first year, and the APR for purchases is reasonable for a reward card. Therefore, those who plan to take advantage of the Savings Accelerator Plan rebate program and the various standard services will benefit most from what the One from American Express® has to offer. Most Attractive Feature: Receive $50 after the first purchase; cash back rebate program; no annual fee your first year. Least Attractive Feature: Not all applicants may qualify for the lowest rate offered; cash back rebates are earned for purchases only. Apply Now For One from American Express Note: The review of this American Express card was updated on 06/18/2008 and is believed to be accurate during the update, however, information posted may have since changed. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application

Key Card Information
Miscellaneous Rates and Terms
Credit Limits:	See Important Notations (Maximum) / See Important Notations (Minimum)
Purchases APR:	As low as 10.99%
Finance Config:	Average Daily Balance (excluding new purchases)
Grace Period:	30 Days (Avg.)
Fees Associated with this Card
Annual Fee:	$35** **The annual fee will be waived the first year.
Add. Cardholders:	$0
Late Payment Fee:	$29
Cash Advance Fee:	n/a
Balance Transfers:	n/a

The Rewards Program Highlights
Optional Reward:	No
Rebate Minimum:	1%
Rebate Maximum:	1%
	The unique Savings Accelerator(SM) Plan contributes 1% of all eligible purchases into an FDIC-insured, high-yield savings account in the cardholder's name with a special rate of 2.75% APY (variable rate as of 4/15/2008).
First Purchase Bonus:	$50 Account Credit***
	***$50 will be deposited into the savings account after the first purchase is made using the card.

Additional Highlights of Interest

Special Card Benefits and Features Various Internet account related services. Purchase protection. Extended warranty for purchases. Return protection. Auto rental insurance. Emergency card replacement. Emergency cash replacement. Medical referral services. Legal referral services. Roadside assistance. Various travel and emergency assistance services. Up to $100,000 in travel accident insurance. No liability for unauthorized Internet transactions. See website for additional benefits. Important Notes Regarding This Offer The card has no pre-set spending limit; however, purchases are approved based on credit record, account history, and personal resources. The APR for purchases and balance transfers varies according to the applicant\'s credit history and may range from 11.24% to 13.24%. The card is currently unavailable to residents of Puerto Rico. See website for complete terms and conditions of card usage and application disclosure.