American Express AIR MILES Credit Card issued by AMEX Bank of Canada
	Overall Rating Benefit Rating	Apply online for this card or read on for a full review of all the features.

In-Depth Credit Card Review

This online card application is intended for residents of Canada only. For other country options, please refer to the right hand menu bar. The American Express® AIR MILES® Credit Card, which is issued by AMEX Bank of Canada for Canadian citizens, is designed for those who frequently travel on Canadian Airlines. Cardholders receive one mile for every twenty dollars spent on general purchases. Those who are already members of the AIR MILES® program are eligible to earn double miles at over 9,600 locations across Canada when they pay for items using the American Express® AIR MILES® Credit Card and show their AIR MILES® Collector Card. AIR MILES® can be exchanged for air travel on the following airlines: Air Canada, WestJet, CanJet, Canadian North, Calm Air, American Airlines, Lufthansa, Northwest Airlines and KLM Royal Dutch Airlines. AIR MILES® may also be exchanged for hotel stays, car rentals, sports and entertainment events, gift cards and certificates, and more. This card has no annual fee, but the interest rate for purchases and balance transfers is above average for a reward card. However, there is a 3.99% introductory rate that applies to balance transfers for the first six months. In addition to the rewards program, the card offers many of the common benefits and services provided by American Express®, such as auto rental insurance, travel accident insurance, year-end financial statements, various purchase protection related services, and access to AMEX® InfoAssist service to securely record important numbers for credit cards, licenses, and other sensitive documents. Therefore, those who can afford to pay in full each month (to avoid finance charges), will use the card at participating retailers and merchants in conjunction with their current AIR MILES® program (to earn double points), and will be able to accumulate enough miles to redeem tickets or other travel related services will benefit most from what the American Express® AIR MILES® Credit Card has to offer. Most Attractive Feature: No annual fee. Least Attractive Feature: This card is not eligible for enrollment in the Membership Rewards® Program. Apply Now For American Express AIR MILES Credit Card Note: The review of this AMEX Bank of Canada card was updated on 04/02/2008 and is believed to be accurate during the update, however, information posted may have since changed. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application

Key Card Information
Introductory Rates and Terms
Intro Rate:	3.99% APR for 6 Months
Applied Towards:	Balance Transfers
Miscellaneous Rates and Terms
Credit Limits:	$75,000 (Maximum) / $1,000 (Minimum)
Purchases APR:	18.5%
Cash Advance APR:	18.5%
Finance Config:	Average Daily Balance (including new purchases)
Grace Period:	21 Days
Fees Associated with this Card
Annual Fee:	$0 There is no annual fee for supplementary cards.
Add. Cardholders:	$0
Late Payment Fee:	n/app
Over-the-Limit Fee:	$20
Cash Advance Fee:	$2.75

The Rewards Program Highlights
Optional Reward:	No
Miles Per Dollar:	.05**
Additional Miles:	Shop at any of the participating AIR MILES® sponsors at over 9,600 locations across Canada with the American Express® AIR MILES® Credit Card and the cardholder's AIR MILES® Collector Card, and cardholders can earn reward miles from both.
	**1 reward mile for every $20 in purchases.
Miles Compatible with Frequent Flyer Program:	No
Expiration:	n/a
Yearly Limit:	n/a
First Purchase Bonus:	100 Miles***
	***100 Bonus reward miles apply only for the basic cardmember\'s first use of the Card. Bonus reward miles do not apply for the first time usage of replacement, renewal or supplementary Cards.

Additional Highlights of Interest

Special Card Benefits and Features Various Internet account related services. Access to Front Of The Line® Entertainment. Emergency card replacement. Up to $100,000 in travel accident insurance. Various travel and emergency assistance services. No liability for unauthorized transactions. American Express assured reservations. Access to AMEX® Global Assist® Travel Medical Insurance plans. Access to Automatic Flight Insurance to receive up to $1,500,000 in travel accident insurance. Access to AMEX® InfoAssist service to securely record important numbers for credit cards, licenses, and other sensitive documents. See website for additional benefits. Important Notes Regarding This Offer The annual rate for all charges when not in good standing will be 23.99%. See website for complete terms and conditions of card usage and application disclosure.