Bank of America Platinum Plus Visa Card issued by Bank of America
	Overall Rating Benefit Rating	Apply online for this card or read on for a full review of all the features.

In-Depth Credit Card Review

This online card application is intended for residents of the United States only. For other country options, please refer to the right hand menu bar. The Bank of America® Platinum Plus® Visa® Card, issued by FIA Card Services, N.A., is designed for those with very good credit who will take advantage of the introductory offer and the platinum benefits. Cardholders have access to a variety of common platinum benefits such as automatic auto rental insurance, various travel and emergency assistance services, purchase protection, and various security features. The most attractive benefit of this credit card is the 0% introductory rate that is offered for the first twelve billing cycles and applies to balance transfers and cash advance checks. In addition, there is no annual fee and the interest rate for purchases and balance transfers is reasonable after the introductory rate expires. Therefore, those who qualify for the lowest rate available, are not looking for any extraordinary benefits or services, and plan to take advantage of the introductory offer will benefit most from the Bank of America® Platinum Plus® Visa® Card. Most Attractive Feature: 0% introductory rate; no annual fee; common platinum benefits. Least Attractive Feature: No rewards program option; higher APR for less qualified applicants. Apply Now For Bank of America Platinum Plus Visa Card Note: The review of this Bank of America card was updated on 04/29/2008 and is believed to be accurate during the update, however, information posted may have since changed. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application

Key Card Information
Introductory Rates and Terms
Intro Rate:	0% APR for 12 Billing Cycles
Applied Towards:	Balance Transfers
Details:	The introductory rate applies to the first twelve billing cycles. The introductory rate also applies to cash advance checks.
Miscellaneous Rates and Terms
Credit Limits:	$25,000 (Maximum)
Purchases APR:	APR Varies*
Cash Advance APR:	APR Varies*
Finance Config:	Average Daily Balance (including new purchases)
Grace Period:	20 Days (Min.)
Fees Associated with this Card
Annual Fee:	$0
Add. Cardholders:	$0
Late Payment Fee:	$15 on balances up to $100; $29 on balances over $100 up to $250; $39 on balances over $250
Over-the-Limit Fee:	$15 on balances up to $500; $29 on balances over $500 up to $1,000; $39 on balances over $1,000
Cash Advance Fee:	3%, $10 minimum
Balance Transfers:	3%, $10 minimum

Additional Highlights of Interest

Special Card Benefits and Features See website for card benefits. Important Notes Regarding This Offer See website for complete terms and conditions of card usage and application disclosure.