Chase Free Cash Rewards Visa Card
issued by Chase |
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Overall Rating
Benefit Rating
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Apply online for this card or
read on for a full review of all the features.
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 In-Depth Credit Card Review |
This online card application is intended for residents of the United States only. For other country options, please refer to the right hand menu bar.
The Chase Free Cash Rewards(SM) Visa® Card, issued by Chase, is designed for those with very good credit who would like a card that offers a cash back rewards program.
Through the rewards program, cardholders earn one point for each dollar spent on all purchases. Cardholders are also awarded 1,000 bonus points with their first purchase. Each time the cardholder accrues 2,500 points, they will receive either a $25 gift check or a $25 gift certificate from their choice of various merchants and retailers. The amount of points you can earn is limited to 60,000 points per year.
In addition to the rewards program, cardholders have access to common platinum benefits provided by Chase, such as auto rental insurance, extended warranties for purchases, and travel accident insurance.
For those who qualify, the card has a reasonably low interest rate for purchases and balance transfers in comparison with other reward cards. There is also a 0% introductory rate on purchases and balance transfers for up to the first twelve billing cycles and no annual fee.
Therefore, those who qualify for the lowest rate offered and will take advantage of the rewards program will benefit most from what the Chase Free Cash Rewards(SM) Visa® Card has to offer.
Most Attractive Feature: 0% introductory rate on purchases and balance transfers; no annual fee; bonus points.
Least Attractive Feature: Higher APR for less qualifying applicants.
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Note: The review of this Chase card was updated on 06/27/2008 and is believed to be accurate during the update,
however, information posted may have since changed. We strongly suggest that you carefully read the Terms and
Conditions statement that accompanies the credit card application
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| Key Card Information |
| Introductory Rates and Terms |
| Intro Rate: | 0% APR for up to 12 Months |
| Applied Towards: | Purchases, Balance Transfers |
| Miscellaneous Rates and Terms |
| Credit Limits: | n/a (Maximum) |
| Purchases APR: | 10.99% | | Cash Advance APR: | 20.99% | | Finance Config: | Average Daily Balance (including new purchases) | | Grace Period: | 20 Days (Min.) | | Fees Associated with this Card |
| Annual Fee: | $0 |
| Add. Cardholders: | $0 |
| Late Payment Fee: | $15 on balances up to $100; $29 on balances of $100 up to $250; $39 on balances of $250 and over |
| Over-the-Limit Fee: | $39 | | Cash Advance Fee: | 3%, $10 minimum |
| Balance Transfers: | 3%, $5 minimum |
| The Rewards Program Highlights |
| Points Per Dollar: | 1 Point |
| | When 2,500 points have been accrued, the cardholder may choose either a $25 check or a $25 gift certificate to participating merchants. |
| Yearly Limit: | 60,000 Points |
| First Purchase Bonus: | 1,000 Points |
| Additional Highlights of Interest |
Special Card Benefits and Features
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Various Internet account related services.
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Emergency card replacement.
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Emergency cash replacement.
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Lost and stolen card reporting.
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Travel accident insurance.
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Auto rental insurance (Auto Rental Collision Damage Waiver).
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Various travel and emergency assistance services.
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Extended warranty for purchases.
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Purchase protection.
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No liability for unauthorized transactions.
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Year-end financial statement (upon request).
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See website for additional benefits.
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Certain restrictions, limitations, and exclusions apply.
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If an account is opened, please refer to the Guide to Benefits for details.
Important Notes Regarding This Offer
The APR for purchases and balance transfers varies according to the applicant's credit history and will be 5.99%, 9.99%, or 14.99% + Prime Rate.
See website for complete terms and conditions of card usage and application disclosure. |
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