This online card application is intended for residents of the United States only. For other country options, please refer to the right hand menu bar.
Highlight: Earn VIP Passes and More!
The mtvU Platinum Select Visa from Citi Bank is the perfect fit for College Students!
Members earn valuable points that can be redeemed for VIP Passes to mtvU Spring Break events,
tickets to the MTV Video Music Awards, gift cards, CD's, and more!
|
The Citi® mtvU™ Platinum Select® Visa® Card for College Students, issued by Citibank, is a credit card designed specifically for students and offers a unique reward program that awards students for using credit wisely and for receiving good grades.
Through the rewards program, cardholders earn one point for general purchases and five points for every dollar spent at restaurants, bookstores, record stores, movie theaters, and video rentals. The program also awards 25 points when payments are made on time and spending does not surpass the credit limit. Twice per year, anywhere between 250 and 2,000 points may be awarded dependent on the student's GPA (beginning at 2.5). These points can be redeemed for gift cards, CDs, a VIP mtvU Spring Break Pass, tickets to the MTV Video Music Awards, and airline tickets. There is a 75,000 yearly limit to the number of points that may be earned, and points expire in five years.
This card has no annual fee, but the variable interest rate for purchases and balance transfers is above average for a student card. However, there is a 0% APR on purchases for 6 months, if you qualify, based on your application and credit history (a rare benefit for a student credit card).
It is important to understand that there is a minimum cap for cash advances; so no matter how low the Prime Rate falls (the APR is tied to the Prime Rate), the interest rate will not go below the minimum cap.
The card provides platinum cardholder benefits that include auto rental insurance and various travel and emergency assistance services. Cardholders also receive a 10% discount on purchases made at the MTV online store and at the MTV New York City Store.
Therefore, students who can afford to pay in full each month after the introductory rate expires (to avoid finance charges) and plan to take advantage of the reward program will benefit most from what the Citi® mtvU™ Platinum Select® Visa® Card for College Students has to offer.
Most Attractive Feature: Introductory rate; student-related discounts; no annual fee; additional points earned for maintaining good grades and paying in a timely manner.
Least Attractive Feature: Minimum APR for cash advances.
 |
Note: The review of this Citibank card was updated on 11/23/2009 and is believed to be accurate during the update,
however, information posted may have since changed. We strongly suggest that you carefully read the Terms and
Conditions statement that accompanies the credit card application
|
|