Ducks Unlimited WorldPoints Platinum Plus Visa Card issued by Bank of America
	Overall Rating Benefit Rating	Apply online for this card or read on for a full review of all the features.

In-Depth Credit Card Review

This online card application is intended for residents of the United States only. For other country options, please refer to the right hand menu bar. The Ducks Unlimited WorldPoints® Platinum Plus® Visa® Card, issued by FIA Card Services, N.A., is designed for those with good credit who would like to show support for Ducks Unlimited while taking advantage of the WorldPoints® Rewards Program. Through the WorldPoints® Rewards Program, cardholders earn one point per dollar spent on all qualifying purchases. There is no limit to the number of points that may be earned, but points will expire within five years. Points are redeemable for various travel rewards, merchandise, gift certificates, and cash. The card has no annual fee, a 0% introductory rate for both balance transfers and cash advance checks for the first twelve billing cycles, and a very low fixed interest rate for those who qualify once the introductory rate expires. It is important to understand that the APR for purchases and balance transfers will vary according to the applicant's credit history and will be either 9.99% or 15.99%. This credit card provides support for Ducks Unlimited's North American conservation efforts each time the card is used to make a purchase - at no additional cost to the cardholder. Aside from the donation program, cardholders can expect benefits such as zero liability for unauthorized card use. Therefore, those who would like to help support Ducks Unlimited, would like the option to carry a balance with a very low interest rate for those who qualify, and will take advantage of the rewards program with no annual fee will benefit most from what the Ducks Unlimited WorldPoints® Platinum Plus® Visa® Card has to offer. Most Attractive Feature: 0% introductory offer; access to reward program; no annual fee; donations to Ducks Unlimited. Least Attractive Feature: No extraordinary benefits or discounts offered to cardholders aside from the reward program. Apply Now For Ducks Unlimited WorldPoints Platinum Plus Visa Card Note: The review of this Bank of America card was updated on 04/30/2008 and is believed to be accurate during the update, however, information posted may have since changed. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application

Key Card Information
Introductory Rates and Terms
Intro Rate:	0% APR for 12 Billing Cycles
Applied Towards:	Balance Transfers
Details:	The introductory rate is 0% for the first 12 billing cycles on balance transfers and cash advance checks.
Miscellaneous Rates and Terms
Credit Limits:	n/a (Maximum)
Purchases APR:	9.99% / 15.99%
Cash Advance APR:	24.99%
Finance Config:	Average Daily Balance (including new purchases)
Grace Period:	20 Days (Min.)
Fees Associated with this Card
Annual Fee:	$0
Add. Cardholders:	$0
Late Payment Fee:	$15 on balances up to $100; $29 on balances over $100 up to $250; $39 on balances over $250
Over-the-Limit Fee:	$15 on balances up to $500; $29 on balances over $500 up to $1,000; $39 on balances over $1,000
Cash Advance Fee:	3%, $10 minimum
Balance Transfers:	3%, $10 minimum

The Rewards Program Highlights
Optional Reward:	No
Points Per Dollar:	1 Point
	Points are redeemable for travel, merchandise, gift certificates, cash, and more.
Expiration:	5 Years

Additional Highlights of Interest

Special Card Benefits and Features Various card designs to choose from. Various Internet account related services. Zero liability for unauthorized card use. Support Ducks Unlimited conservation efforts each time the card is used to make a purchase - at no additional cost to cardholders. See website for additional benefits. Important Notes Regarding This Offer This card is issued by FIA Card Services, N.A. The fixed APR for purchases and balance transfers varies according to the applicant's credit history and will be either 9.99% or 15.99%. See website for complete terms and conditions of card usage and application disclosure.