Citi Bronze / AAdvantage World MasterCard issued by Citibank
	Overall Rating Benefit Rating	Apply online for this card or read on for a full review of all the features.

In-Depth Credit Card Review

This online card application is intended for residents of the United States only. For other country options, please refer to the right hand menu bar. The Citi® Bronze® / AAdvantage® World MasterCard®, one of several Citi® AAdvantage® credit cards offered by Citibank, is designed for those with average credit who travel regularly on American Airlines. Through the reward program, cardholders earn one mile for every two dollars spent on the card. Cardholders also receive 5,000 bonus miles after the first purchase is made with the card. Miles are redeemable for flights on over 25 partner airlines, car rentals, and stays at hundreds of hotels worldwide. There is a maximum of 25,000 miles that can be accumulated each year (AAdvantage Executive Platinum®, AAdvantage Platinum®, and AAdvantage Gold® members are excluded from this limit.), and miles may never expire. At first glance, it may be difficult to distinguish between all of the Citi® AAdvantage® credit cards due to their close similarities. The Bronze card differs from the others as it has no annual fee and offers no extraordinary benefits or services to cardholders aside from the reward program. It is important to note that although the card has no annual fee, the mileage awarded is about half of what is normally provided by an airline reward card. The APR for purchases is above average for a reward card. There is also a minimum cap of 19.99% for cash advances; so no matter how low the Prime Rate falls (the APR is tied to the Prime Rate), the interest rate will not go below the minimum cap. Aside from the reward program, cardholders can expect several standard benefits that include travel accident insurance, no liability for unauthorized transactions, and various Internet account related services. Therefore, those who would like an airline reward card with no annual fee and do not plan to spend more than $50,000 on the card in a year (due to the yearly limit on miles) will benefit most from what the Citi® Bronze® / AAdvantage® World MasterCard® has to offer. Most Attractive Feature: No annual fee; bonus miles; compatible with airline frequent flyer program. Least Attractive Feature: No extraordinary benefits or services offered to cardholders aside from the reward program; minimum APR cap for cash advances. Apply Now For Citi Bronze / AAdvantage World MasterCard Note: The review of this Citibank card was updated on 05/05/2008 and is believed to be accurate during the update, however, information posted may have since changed. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application

Key Card Information
Miscellaneous Rates and Terms
Credit Limits:	n/a (Maximum) / $500 (Minimum)
Purchases APR:	14.99%
Cash Advance APR:	19.99% There is a minimum APR on cash advances.
Finance Config:	Average Daily Balance (including new purchases)
Grace Period:	20 Days (Min.)
Fees Associated with this Card
Annual Fee:	$0
Add. Cardholders:	$0
Late Payment Fee:	$15 on balances up to $100; $29 on balances of $100 up to $250; $39 on balances of $250 and over
Over-the-Limit Fee:	$39
Cash Advance Fee:	3%, $5 minimum
Balance Transfers:	A balance transfer fee applies with this offer* (see site for details).

The Rewards Program Highlights
Optional Reward:	No
Miles Per Dollar:	1/2 Mile
	Redeem AAdvantage® miles with over 20 of the world\'s top airlines, major car rental companies and hundreds of luxurious hotels worldwide.
Miles Compatible with Frequent Flyer Program:	Yes
Expiration:	AAdvantage® miles may never expire.
Yearly Limit:	25,000 Miles (AAdvantage Executive Platinum®, AAdvantage Platinum®, and AAdvantage Gold® members are excluded from this limit.)
First Purchase Bonus:	5,000 Miles

Additional Highlights of Interest

Special Card Benefits and Features Various Internet account related services. No liability for unauthorized transactions. Fraud and security protection services. Identity theft solutions. Lost and stolen card reporting. Emergency card replacement. Emergency cash replacement. Automatic bill payment. Year-end financial statement (upon request). Travel accident insurance. Auto rental insurance. See website for additional benefits. Important Notes Regarding This Offer See website for complete terms and conditions of card usage and application disclosure.