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Reviewed: Discover® Motiva(SM) Card

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Review the full listing of Secured credit cards you can apply for through NCBuy, along with reviews of key features, things to watch out for, and current rates.

Secured Credit Card

Fee

Rating

Applied Bank® Secured Visa Credit Card	$50
Best Feature: No application fee; very low annual fee.

Applied Bank® Secured Visa Gold Card	$50
Best Feature: No application fee; very low annual fee.

First Option Visa® Card	$59
Best Feature: Deposits earn interest; guaranteed approval; no credit check.

New Millennium Bank Secured Black Diamond Visa/MasterCard	$59
Best Feature: No credit check for new applicants; guaranteed approval; free companion ticket upon enrollment.

New Millennium Bank Secured Gold Visa / MasterCard	$59
Best Feature: No credit check for new applicants; guaranteed approval.

New Millennium Bank Secured Platinum Visa/MasterCard	$59
Best Feature: No credit check for new applicants; guaranteed approval; free companion ticket upon enrollment; travel-related benefits.

Next Millennium MasterCard®	$59
Best Feature: Deposits earn interest; guaranteed approval; no credit check.

Platinum Zero™ Secured Visa Credit Card	$0*
Best Feature: Timely credit bureau reporting; No application fee

Public Savings Bank Secured Black Card	$0
Best Feature: Reports to all 3 major credit bureaus monthly.

Ultra VX Visa Card	$0
Best Feature: Access to reward program; access to credit on demand; no annual fee.

Application processing times vary depending on the issuer. Some cards offer instant approval notifications, while other secured credit card issuers may take a few days to review your application.

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