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The single best thing you can do for yourself financially is to make sure you live within your income, but there's no way you can be sure you're doing that unless you:
This calculator determines whether your spending is within or beyond your net income. To use it:
Look for the box called "Surplus or Deficit" at the bottom of the budget. If your Total Expenses are less than your Net Income, congratulations -- you're
running a "Surplus," and you could save even more!
If your Total Expenses are more than your Net Income, you have a "Deficit," and that's a problem. If this is the case, you need to cut back your spending wherever possible. |
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