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Investment and Business Calculators
Calculator Mortgage Payments Calculator
This calculator estimates how much your mortgage payment would be under certain assumptions.

The mortgage payment is assumed to include amounts for:
  • Paying back the principal of your loan.
  • Interest on your mortgage loan.
  • Local property taxes.
  • Insurance on your home.

Obviously, the calculator can only estimate property taxes and insurance, so the total mortgage payment it computes is not exact -- only an estimate. To use this calculator:

  • In "Mortgage Loan Amount," enter the amount of the mortgage loan you need.
  • In "Terms," enter the length of the mortgage loan.
  • In "Interest Rate" enter the interest rate of the mortgage loan. Enter either the fixed rate, or, if your loan has a variable rate, your best estimate of what the overall rate will be over the time you are the borrower.
  • In "Down Payment" enter how much you plan to put down on the house.
  • Do not use commas.
Mortgage Loan Amount
Term (# Yrs)
Interest Rate(%)
Down Payment
Principal & Interest
Property Taxes
Total Mortgage Payment
Actual property taxes and insurance rates vary, so if you know the actual property taxes or the actual insurance you would pay, you may add these amounts to Principal & Interest and get a more accurate estimate of your total mortgage payment.
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