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Interviewers Outlook
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The number of interviewers, except eligibility and loan, is projected to grow faster than average, reflecting growth in the health care and social assistance sector. This sector will hire more admissions interviewers as health-care facilities consolidate staff and expand the role of the admissions staff and as an aging and growing population requires more visits to health-care practitioners. In addition, an increasing use of market research will create more jobs requiring interviewers to collect data. In the future, though, more market research is expected to be conducted over the Internet, thus reducing the need for telephone interviewers to make individual calls. The number of loan interviewers and clerks is projected to decline due to advances in technology that are making these workers more productive. Despite a projected increase in the number of applications for loans, automation will increase productivity, so that fewer workers will be required to process, check, and authorize applications than in the past. The effects of automation on employment will be moderated, however, by the many interpersonal aspects of the job. Mortgage loans, for example, require loan processors to personally verify financial data on the application, and loan closers are needed to assemble documents and prepare them for settlement. Employment, however, also will be adversely affected by changes in the financial services industry. For example, significant consolidation has occurred among mortgage loan-servicing companies. As a result, fewer mortgage banking companies are involved in servicing loans, making the function more efficient and reducing the need for loan service clerks. The job outlook for loan interviewers and clerks is sensitive to overall economic activity. A downturn in the economy or a rise in interest rates usually leads to a decline in the demand for loans, particularly mortgage loans, and can result in layoffs. Even in slow economic times, however, job openings will arise from the need to replace workers who leave the occupation for various reasons. Like that of loan interviewers and clerks, employment of eligibility interviewers for government programs also is projected to decline, due to advances in technology and the transformation of government aid programs over the last decade. Automation should have a significant effect on these workers because, as with credit and loan ratings, eligibility for government aid programs can be determined instantaneously by entering information into a computer. The job outlook for eligibility interviewers, however, also is sensitive to overall economic activity; a severe slowdown in the economy will cause more people to apply for government aid programs, increasing demand for eligibility interviewers.
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